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Damage to both people and property are covered by auto insurance. Aside from protecting the insured against the claims of others (for bodily harm or property damage, for example), auto insurance typically helps pay for medical expenses needed by the insured or other person involved in the accident AND it covers costs leading to loss or damage of the automobile stated in the insurance.
What else can I help you with?
Does auto insurance usually cover physical damage to the engine?
Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.
Does tenant liability insurance cover property damage due to tenant negligence?
Yes if it is covered by d insurance policy & No if not. Usually its not.
What car damages are covered under the cheap car insurance cover?
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
Will full coverage car insurance cover electrical?
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
Is broken pipe damage covered under homeowners insurance?
It depends on the insurance policy. You can always call your insurance agent and ask him or her to clarify your coverage. Just FYI - when it is covered, you are usually supposed to contact your insurance company ASAP when you discover the damage in order to start the claims process.
Why is damage to watercraft or trailers excluded?
Because watercraft is usually covered by your home or renter's insurance. The trailer can either be included on your home insurance or on your auto insurance but you must have the trailer listed on your auto policy in order for it to be covered there.
What insurance is required for landlords?
Usually there is no legal requirement for landlords to purchase landlord insurance. It is typically a supplemental insurance for landlords in case there is damage caused to their property that is not covered by other insurance policies.
Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Will homeowners insurance cover damage to a car without comprehensive coverage damaged by fallen tree.?
Homeowners policies specifically exclude damage to motorized vehicles with the exception of lawn mowers that are exclusively use for maintenance of the property. Also, golf carts are usually covered. Automobiles can only be covered by an auto policy that has physical damage coverage included.
Is termite damage covered by Farmers homeowner insurance?
No
Does your full coverage auto insurance cover vehicle in tow as well?
The vehicle being towed has to have physical damage coverage itself in order to be covered for damage. A vehicle towing another vehicle does transfer the liability insurance to the trailer or object it is legally towing but the physical damage done to the object being towed does not transfer.
Does homeowners insurance cover termite damage?
Usually not. Check your policy for Perils Insured Against, and Exceptions. Call your insurance company. If they say it is not covered, ask where it says that in the policy.
