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Which of these protects you when applying to receive credit?
Equal Credit Opportunity Act
Where can one find out if they have bad credit before applying for a new bank account?
If you live in the States, the Fair Credit Reporting Act insures you the right to take a look at your credit report once a year. You go to the website and enter your state and your information. Then you'll be presented with your Credit Report.
What impact does the National credit act have on a real estate transaction?
defenition of the national credit act
Does a divorce hurt your credit?
The act of divorce does not damage your credit.
How soon after you are denied credit must you receive notice both verbally and by letter?
If you are denied credit, the Equal Credit Opportunity Act requires that the creditor give you a notice that tells you the specific reason your application was rejected or the fact that you have the right to learn the reason if you ask within 60 days. If your credit application was due to information obtained from your credit report, the Fair Cedit Reporting Act requires the creditor to give you the name, address and phone number of the credit reporting agency that supplied the information. The credit reporting agency can tell you what is in your report but only the creditor can tell you why your applicaton was denied.
Which of these protects you when applying to receive credit?
Equal Credit Opportunity Act
Law that protects the consumer from having to pay a credit charge that is in a legitimate dispute?
fair credit reporting act
Which federal credit law protects you against an unauthorized use of your credit card?
Fair Credit Billing Act (FCBA) which passed in 1975.
What is one of the main things that the fair credit reporting act does to protect consumers?
The Fair Credit Reporting Act protects the consumer by limiting access to credit reports to those who have a legitimate business reason. Consumers also have the right under the Fair Credit Reporting Act to know what is in their credit files.
Which privacy act protects a citizen's and soldiers private information stored on an automated information systems?
This is the Privacy Act. It is meant to help keep employers, businesses, and others out of personal information that you have not authorized them to receive.
Where can one find out if they have bad credit before applying for a new bank account?
If you live in the States, the Fair Credit Reporting Act insures you the right to take a look at your credit report once a year. You go to the website and enter your state and your information. Then you'll be presented with your Credit Report.
How do you get credit companies to tell you when the last date of activity on a credit card was?
Under the F.C.B.A.(Fair Credit Billing Act) they are required to submit to you all receipts, transactions, and payment history once they have receive a written request to do so.
What act protects senior citizens?
Senior Citizens' Equity Act
The No FEAR Act protects employees from?
yes
What federal act protects animals in danger of extinction?
the Endangered Species Act
What are advantages of the national credit act?
the advantages of the consumers in the national credit act
What is ticketing?
The act of applying or checking tickets
