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Assume a firearm is loaded until you have personally checked it. After checking it, leave the action open.

Keep your finger out of the trigger guard until ready to fire.

Do not point a firearm at anything you do not mean to destroy.

If you are a youngster, I would add to that do not touch or handle a firearm except when with a responsible adult.

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Q: What are 3 rules that should be followed when handling a firearm in the home?
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