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Q: What are New Mexico Minimum insurance requirements for vehicle insurance?
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Do the car insurance New Mexico laws say I have to have some sort of insurance?

New Mexico does require that its drivers have car insurance. The minimum car insurance required is at least liability.


What would be the minimum cover required for travel insurance to Mexico?

The minimum level of cover plan required for travel insurance to Mexico is Super Plus. This is the second highest level of cover required. Only Super Plus Plus plan is above that.


Can a vehicle registered in one state can be used in another state?

Certainly if there is a good reason. For instance, if you go on vacation into another state your coverage would not only transfer with the vehicle but if you had limits that did not meet the minimum requirements of the state you traveled into then your policy would automatically increase to the minimum limits as you crossed the state line. USA personal auto policies are good in every state as well as Canada but the coverage will not travel into Mexico. You will have to purchase insurance from the Mexican government at the border. One factor you should be aware of is that you cannot purchase insurance in the state where you live then use the vehicle regularly in another state because it is less expensive. You will have to purchase the insurance and have it listed in the state where it is garaged. You policy application asks and requires you to keep them aware of your garaging address. The rates are always based on where the vehicle is kept normally at night.


Do you need a catalytic converter in New Mexico?

If the vehicle was manufactured after federal EPA requirements for them went into effect, yes.


What is Mexican collision coverage in auto insurance. I don't live anywhere near Mexico and have no plans to visit there. Any ideas?

Collision coverage in regards to Mexican Auto Insurance means if the vehicle hits a rock or a tree or is hit by another vehicle your vehicle is covered. In Mexico this generally means "Full Coverage", which also includes theft.


How many different motor vehicle insurance companies exists in Mexcio?

There are lots of different Motor Vehicle insurance companies that exist in mexico, all of which offer fairly competitive pricing. From a recent Wikipedia article, the count is over 20. One of the most popular ones is called "Motor Mexico."


Does insurance cover car damages while driving out of state?

Yes. Your insurance adjusts to the higher or your liability limits or the minimum limits for the state that you drive into. Be aware that all U.S. insurance will cover you in Canada as well but not in Mexico. When you cross the border into Mexico your insurance does not. If you move to another state you are required to notify your insurance company and if you don't it could be a cause for denying your coverage.


New Mexico traffic law failure to dim lights?

The fine for a ticket for the failure to dim your lights in New Mexico is $60.00. The fine for operating a vehicle without a license is $55.00. Operating a vehicle without insurance is also a fine of $55.00.


Does mercury insurance cover in Mexico?

No US insurance company provides insurance fully recognized in Mexico. If you will be driving in Mexico you must buy insurance from a Mexican insurance company to be certain you will have the required coverage.


Where is the best place to purchase insurance for cars in Mexico?

Some of the companies offering car insurance in Mexico are Grupo Nacional Provincial, ABA Seguros and ACE Seguros. These three in particular are recommended by Mexican car insurance specialist Mexpro as having proven stability and an 'excellent' or 'good' rating from A.M. Best.


Where can I find cheaper car insurance in new mexico?

Go online and check out Rio Grande Insurance for cheap insurance in New Mexico.


How much is cheap car insurance in New Mexico?

The cheapest car insurance in New Mexico is liability only car insurance. This insurance can cost as little as $60 a month.