There are several types of caterpillar that match this description. They can have a white belly with a blue back and black markings.
No penguin species has a black belly and black back. The white belly with darker back is an environmental adaptation. The white front makes it harder for predators to see penguins when they are swimming.
Puffins are black on their back and on the top of their head. White on their belly and around their eyes. And they have black and white beaks.
Usually in black and white. Black down the back and white on his belly. In my case, with gray splotches all over amidst the black and white.
Orange russet on the back, with black stripes, white on belly and face.
they are black n white Typically, penguins do have a black head and back, but a white belly. Some kinds of Penguins also do have bright yellow parts in their face.
Banana
There are dozens of different types of markings, including facial, body and leg markings. Some examples include a star (white spot on the forehead), a stocking (white on the leg from the hoof up to the pastern), blanket Appaloosa (roan body with a white patch over the hindquarters, usually with roan spots within the white area), bay (black points, black mane and tail) and frame paint (white on the sides, colored hair on the back and belly).
black widow No this isn't a black widow...their red or orange markings are on the spiders belly since Black widows hang under their webs. The best guess is a jumping spider if the markings are visible when the spider is walking around. The Australian Redback Widow is the exception to the rule, it's markings as it's name implies on on the back.
they are grey and white with a fluffy fur when they are young, but as they become older they lose their fluffy coat and have a white belly, black back and sides with a yellow beak
MALE- full black and orange belly. FEMALE-Head,back are black, neck white with black stripes, and orange belly.
tan, white. They have golden-brown fur that is darker along the back and lighter on the belly and face, and there is a black patch on each side of the face. The tail has a black tip.
sorrel- a horse with a redish brown coat color. NO BLACK AT ALL. there can be white leg and face markings bay- a horse with a reddish brown coal with a black main, tail, and stripe down the back