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What are deductibles?

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Anonymous

12y ago
Updated: 12/7/2022

Well there is no such thing but at copetitions gymnasts get deductions which lower their score.

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Elinor Murray

Lvl 10
2y ago

What else can I help you with?

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An example of deductibles insurance is an ambulance taking an injured person to a hospital. The ambulance is usually subject to its annual deductibles.


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Car insurance deductibles are the amount which the policy holder must pay out of their own pocket in the event of an accident. It is standard for deductibles to be applicable for each claim.


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Individual and family deductibles are the amounts of money that you must pay out of pocket for healthcare expenses before your insurance starts to cover costs. Individual deductibles apply to one person, while family deductibles apply to all family members covered under the same plan. Once the deductible is met, the insurance company will start to pay a portion of the healthcare costs.


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One of the quickest ways to lower your homeowner's insurance costs is to raise your deductibles. However, be careful when taking this step, as raising deductibles will lower a policy's value and greatly restrict the type of claims that you can make on your policy. Many homeowner's insurance policies offer deductibles anywhere from $500-7500 or higher, but at these higher levels, you may not be able to afford necessary repairs to your home in the event of a serious loss. Always take your finances into account when considering any sort of change to your homeowner's insurance deductibles for the best results.


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