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What else can I help you with?
Does homeowners insurance cover losses a friend incurred from being robbed inside the home?
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
What is the difference in renter and landlord insurance?
The diiference between landlord & renters insurance is that landlord insurance is a policy that covers property owner from financial losses with their property.Renters insurance is policy that cover the renter from financial losses or personal items.
Do banks have insurance to cover losses from foreclosure sale?
yes, up to what the policy limits are which is typically the entire amount.
Describe what Superseded cover is under the fidelity guarantee section of an insurance policy?
Superseded Insurance is taken to provide cover when a new fidelity guarantee policy is being taken for losses that were going to fall under the old (superseded) policy but would not be because the period allowed by that old policy for losses to be discovered and be claimable under that policy has expired. The incident covered should occur during the currency of the superseded policy. The cover under the new policy will not be broader than that provided by the superseded policy as the limits, conditions & extensions that applied on that policy will still be applicable.
What happens when you are rear ended and other guy has no insurance?
Your policy may have coverages that will cover your losses, call your claims department to verify.
Do insurance companies cover accidental damage?
Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.
Does homeowner insurance cover structural damage?
Yes. Your homeowners insurance policy typically provides coverage for your homes structure from losses ensuing from the perils defined.
Is a boiler cover a type of insurance?
There is a type of insurance that is often called boiler cover insurance. Because boilers are not usually covered by standard home insurance you can get a separate policy that covers just the boiler.
Can you have insurance and not have a car?
Yes...this is called a "non owners insurance policy". Not a lot of companies issue these but many of them do. If this type of policy is purchased, you are cover in any vehicle you drive.
What does home owner insurance not cover?
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
What type of insurance policy should I consider to cover your assets?
You should consider a comprehensive property insurance policy to cover your assets.
My wife got into an accident in her car and insurance policy under both of us can the insurance company come after me for additional money if my insurance company does not cover all damage?
If the automobile policy contract is in both names (husband and wife) then the insurance company will look to both of you for compensation of any losses that are not covered under your own policy.
