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Answered 2011-10-09 07:58:12

Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.

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Will new insurance cover a damage roof?

They would cover it if the damage occured during the policy period. The damage would have to be sudden and accidental damage, not wear and tear.

What is involved with post office insurance?

Many companies offer insurance to cover accidental loss or damage to packages being delivered. As a consumer, you typically have the option to insure a package during the checkout of an online purchase.

A tenant damaged my property. Will my insurance cover it?

This would be covered under Malicious or accidental damage if your insurance company provides this.

What does mobile insurance typically cover?

"Mobile insurance typically covers accidental damage, malicious damage, and reimbursement of unwanted calls. Mobile insurance also covers the loss, damage, or theft of accessories that came with the mobile."

Does homeowners insurance cover fire damage caused by a visitor?

Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.

Will catastrophic insurance cover damages caused by a hurricane?

Hurrican damage is covered. Anything direct, sudden, and accidental is covered.

What companies offer insurance that cover water damage of houses and their contents?

There are many companies covering water damage of houses and their contents. Some of these companies include Clean Team Corp, SERVPRO, Liberty Mutual, and some other private insurance companies. It can depend on the severity of the damage and the amount of insurance a person has though. A company will cover the water damage of houses and their contents in full if the owners have the insurance to do so and meet all requirements.

Does homeowner insurance cover your wheelchair?

Homeowners insurance covers all your personal property with some limitations. The key to the damage being covered is what is the cause of the damage in the first place. Homeowners insurance does not cover maintenance or intentional act but covers most sudden and accidental events.

Do most insurance companies cover flood damage?

Different insurance companies have different covers for different things. However, you may be able to get insurance for flood separately from your other insurance that you may have.

Will homeowner's insurance cover elect breaker box problem?

Homeowners Insurance is not made to cover maintenance. Coverage is determined by the cause of the damage. If it is a "covered cause" and is sudden and accidental the it is probably covered. If not it isn't.

Does homeowners insurance cover dry wells?

The short answer is no - unless the well has run dry due to accidental damage of some sort.

Which companies offer classic car insurance?

Most car insurance companies have a type of insurance for classic cars such as Progressive, Geico, SafeCo Insurance, and State Farm. American Collectors Insurance provides insurance for car collectors and cover everything from accidental breakage to earthquakes.

Does homeowners insurance cover fire damage caused by smoking?

Most policies will cover fire/smoke damage caused by any event other than arson. If the fire was accidental in nature more than likely your insurance company will cover the damage to your home. Call your company and report the claim. If the company does not cover the damage contact an attorney in your local area who specializes in first party insurance law. He/she will be able to help you.

What insurance companies cover damage from a car wreck?

There are many insurance companies which provide coverage on wrecked vehicles. Typically, these vehicles will need to be fully insurance. Liability insurance does not cover a wreck. Geico, Progressive, Allstate, and State Farm all have policies which cover a vehicle in case of a wreck.

Does home owners insurance cover a shower that leaked in to my basement?

They would not cover the shower, but if the leak was sudden and accidental, they would cover the water damage only. This includes all plumbing appliance.

What are some top companies in the UK offering cheap buy to let insurance?

Direct line, Intasure and Nationwide are some of the top companies the United Kingdom offering cheap, quality to let insurance. Direct line and Nationwide focus on contents and buildings accidental cover, whereas Intasure, as well as contents and buildings accidental cover, provide Rent Guarantee cover. However, Direct line and Nationwide provide insurance of a higher quality.

Will insurance cover damage to a vehicle that was backed into a pole?

As long as you have collision yes insurance will cover the damage that was done.

Will insurance cover an after market exhaust?

Some insurance companies will cover after market modifications, but you have to contact them and register the item with them before damage is done. The best way to determine whether you are covered is to inquire with your insurance company.

Does homeowners policy cover the cost of plumbing repairs?

Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.

Where can a person go to buy bicycle insurance online?

You can buy bicycle insurance at the Evans Cycles website. They cover against theft and accidental damage. This is available in both the United States and the UK.

Does building insurance cover losses due to accidents?

Not all building insurance policies include accidental damage coverage for losses. Coverage varies for accidental damage loss in policies that do offer such protection, and as such, premiums can vary too, which makes it important to check and compare terms and conditions carefully when seeking a new policy.

What does insurance cover for wind and hail damage coverage?

Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.

Does auto insurance cover accidental fire damage?

The kind of coverage that would be necessary is called comprehensive coverage. It usually sold in conjunction with collision coverage.

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