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What is the difference between exclusions and endorsements in an insurance policy?
endorsements are simple exclusions arent.
Is the cost of a cosmetic surgery procedure usually covered by health insurance?
There are normally a number of exclusions on a health insurance policy. These exclusions can include some cosmetic surgery procedures and one is advised to examine all policy documents very closely.
Why doesnt your insurance cover the removal of raccoons?
Insects, pests, vermin, rodents, etc are basic exclusions of an insurance policy.
Will life insurance pay in the event of a car accident?
There are very few exclusions in a life insurance policy so it should.
What is the duty of disclosure required by insurance company and insurer?
It depends on the state but the disclosures will usually be spelled out in your policy. Most state insurance departments require that they provide full disclosure of policy coverages and exclusions in your policy.
Will your insurance company pay out life insurance claims in the event of suicde in California?
In most states, policies include a suicide exclusions for the first two years of the policy. I will look at your policy and call the insurance company.
Are driveways non recoverable depreciation?
Just depends on the policy type, language and exclusions on your policy. Your Insurance Agent will be the best source for answers to coverage questions on your policy.
Are there any exclusions when mortgage life insurance will not pay?
Many. You would need to check your policy to discover what is covered.
If a fox bites someone on your property can you claim it on your homeowner's insurance?
No. A property owner is not be liable for the acts of a wild animal they do not own. Your homeowners insurance would offer no coverage. The persons own medical insurance would cover their injuries.AnswerAs all policies differ, read the terms, conditions and exclusions. Failing that, call the company that issued the policy.
Personal property is covered under what peril?
The listed perils (barring exclusions) in your home owners or renters policy.
Does life insurance covers suicide in Illinois?
Read the specific policy exclusions in the life insurance contract. It will detail the impact of a suicide on the benefits, if any.
What is standard fire policy?
A fire Insurance Policy is Fire Insurance for the covered property indicated on the policy.
