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Compulsory insurance, financial responsibility, assigned-risk plans, and no-fault insurance

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15y ago

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What auto insurance do you bill if you where a passenger in auto accident?

You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.


Are your children covered on your auto insurance if living out of state?

If they are listed on your policy then they should be covered. Most insurance companies have a setting that is designated as "away at school" and is a lesser rate. If they are no longer a resident or a dependent, then they should be covered if they borrowed your vehicle as coverage is afforded for drivers that you loan your vehicle to.


Can you be added to a friend's car insurance?

You can be added as a driver if you driver their vehicle sometimes but your vehicle cannot be added to their policy. The policy needs to be in the name of the person who owns the vehicle and all drivers and household residents should be listed on the policy as drivers or just residents. If you put your vehicle on a policy in a friends name the insurance company will deny the claim if an accident occurs. You sign a legal contract and state such in the contract.


Can my license be suspended for not paying insuranc I placed on someone elses vehicle?

In most states an insurance company must report to the DMV of your state that your insurance is been canceled. This often results in your state suspending your drivers license unless you can prove that you do not have a vehicle, and that the reason your insurance was canceled was because you no longer have a vehicle. The license plate that was obtained for the vehicle must be returned to the DMV. If insurance was purchased for the vehicle from another insurance company, then you must provide proof that you have insurance from the new insurance company. If the actual owner of the vehicle bought insurance from another insurance company, then this should be easy to prove.


According to AXA Insurance website why should experienced careful drivers choose AXA car insurance?

There are many reasons why the experienced and careful drivers should choose AXA car insurance. According to the AXA Insurance website, experienced and careful drivers should choose AXA car insurance to get a 90% claims discount.


A friend of the family that does not have a drivers license but a permit wrecked your vehicle does your insurance cover the damages to your vehicle?

they should as long as the permit holder had a licensed driver with him. now, it would help if that person was on the policy.


What should you do in a car accident?

Get out of vehicle safely, check for possible injuries to all parties, and ask the other driver to exchange drivers license and insurance information. Notify Insurance within 5 days.


Whose auto insurance is primary in California registered owner or permissive driver?

The insurance on a vehicle should be in the name of the Registered owner of the vehicle. Any permissive driver should also be added to the policy as a driver if you are a regular driver or if you live in the household. Either of these requires that you be listed on the policy not both of these. The owner of the vehicle is bound by legal contract to add any regular drivers and household members. If these people are not added to the policy, the contract has been voided and the insurance company can decide not to pay any claims involving such unlisted drivers.


Car Insurance in Maryland?

Maryland requires drivers to purchase car insurance to help safeguard lives and property when accidents occur. However, drivers must consider how much they are willing to spend on car insurance and the type of insurance they need. There are different insurance policies that vehicle owners can choose from. The type of car insurance that people should purchase depends on the kind of car they have and their driving record. Drivers should also get their cars insured to make sure they will not have to shoulder all of the cost when they have a road accident. Maryland law also mandates that all drivers need to carry car insurance. However, drivers should get to know the types of insurance available. This will help drivers broaden their understanding and determine what kind of policy they should purchase. Liability coverage is a common type of insurance, and it is required under Maryland law. Liability insurance safeguards the vehicle owner from paying for damages to the other party when they cause an accident. This type of policy does not reimburse policy holders for damages. Drivers may want to think about pairing this with a policy that will cover their own vehicle in case an accident happens. Collision car insurance goes very well with liability car insurance coverage. This insurance policy will pay for damages to the driver and their property after an accident. This will help vehicle owners spend less when they are involved in an accident. Maryland law also requires a few more types of insurance to go along with liability coverage. In Maryland, personal insurance policies are required to protect the driver of the vehicle. PIP will help pay the driver's medical expenses regardless of who was at fault in an accident. Maryland also requires drivers to carry uninsured motorist coverage. This will help vehicle owners pay for damages when the other party does not have liability insurance coverage. It is always important for Maryland drivers to purchase insurance policies. Road accidents have been a major cause of injury and death in Maryland for many years. Driving without insurance can lead people to trouble with the law. Uninsured drivers will also have a lot of expenses to pay if they are involved in an accident. Because of this, it is always wise for Maryland drivers to purchase car insurance policies that are commensurate with their needs.


My wife doesn't have a drivers license can that stop me from getting auto insurance?

That shouldn't keep you from getting auto insurance as long as she is not listed as a designated driver of your vehicle. If your uninsured wife should drive and be involved in an accident with another driver, your insurance will not pay.


Can you cancel auto insurance if you are not driving?

If you don't own a vehicle, or have no intention of driving, you do not have to maintain auto insurance.


Is a son covered on his father's auto insurance policy when the son causes an accident while driving his friend's vehicle?

The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that is not the way policies are written. The best thing is teach you children never to let someone else drive their vehicle, period. Insurance companies do not like it when their policyholders loan vehicles and they then have unknown drivers driving insured vehicles.