A non-depository intermediary is a financial institution that does not take or hold deposits.
Non Resident Deposits are deposit accounts created by customers who don't reside in the country where the bank operates. For example if you go abroad on work and then open a fixed deposit in a bank in India, it will be termed as a Non-Resident Deposit.
Sundry deposits are assorted deposits that you may have. They may include having a checking and a savings account.
values for safekeeping or verifying coinage
Non consolidated Subsidiaries
The Gap Ratio is the difference in Rate sensitive Liabilities and Rate sensitive Assets.For Example, If a Bank has $2 Million in Rate sensitive liabilities and $3 Million in Rate sensitive assets, Then its Gap Ratio is 1.5, ($3 Million/$2 Million)
It depends on the tenure. * For deposits that are less than one year the rate of interest is around 6-7% * For deposits that are one year or more the rate of Interest is around 8% * For special deposits that are 5 year tenure, the rate of interest is around 9% Add an extra 0.5% extra for senior citizens.
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Commercial banks receive deposits from the public
Non returnable deposits can only be enforced based on the provisions of an agreed contract. Also, a buyer has time to cancel a non returnable agreement before it can be enforced.
Deposits offer only a fixed rate of interest. Though this rate of interest gets changed once in a while, a deposit which was opened before this interest rate change does not get altered. It will continue to earn the same rate of interest as was promised when the deposit was opened.
Bank assets are called rate sensitive assets. These bank assets are always subject to changes because of the interest rates.
They are in business to make a profit. The spread between the loan rate and the rate on deposits is what keeps them alive.
Sensitive messages are those that contain confidential or private information, such as personal identification numbers or medical records. For example, an email containing credit card details is a sensitive message. Non-sensitive messages are those that do not contain confidential information and can be shared freely. For example, a general announcement about a company event is a non-sensitive message.
A banana is a non example of rate. They have nothing to do with each other.
A non-depository intermediary is a financial institution that does not take or hold deposits.
Not all deposits gain interest. Deposits to a savings account in a bank usually earn interest. Security deposits sometimes earn interest depending on where you reside. Deposits into investments will earn interest and the rate depends on the state of the economy and the financial markets.