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Private dental plans (or private health plans in a broader scope) have recently made their way into the healthcare industry.

These are plans where a doctor gets the authority of making his own private dental plans. On the other hand, the patient enjoys the freedom to choose from various dental plans offered by the patient

Also, a patient gets the benefit of paying the treatment cost in installments (includes treatment cost and late fee). In short, the dentist becomes your insurer here; eradicating the middle man. As far as I know, in the US, there's this company name Denefits which is offering doctors to make their private dental plans and collects the payment (involving treatment costs) on behalf of the dentist. They bear the risk wherever there is a likelihood of default payment.

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Q: What are private dental plans Are they cheaper than the one we get from insurance companies?
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