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Most banks have similar options for checking accounts. Often smaller local banks or credit unions offer free checking or lower required balances than do national banks. If one wants to use a larger bank, Wells Fargo is a good choice.
What else can I help you with?
What banks have good interest rates for checking accounts?
Banks that offer good rates for checking accounts include state farm bank, america bank, and nova trust. Some banks will also offer incentives for opening an account with them.
Can you add your fiance to your checking account even though he is on the ChexSystems?
There are some banks that will aloow this but generally no. Most banks will run all signers on an account and will not allow you to be added to an account if you have been reported to chexsystems, There are some banks that do not use chexsystems at all and others that offer second chance checking.
Do all banks offer checking account?
Yes, all major banks offer checking accounts. However, some may charge a monthly service fee, whereas other banks offer free checking.
Which banks offer a no fee checking account?
Although most of the online banks discuss savings account options to get better interest rates over the "brick and mortar" counterparts, there are online banks that offer free checking accounts also. One example of such banks is UnivestDirect online bank.
What is the purpose of an online checking account?
An online checking account allows you to view your balance and pay bills from your account. Some banks are starting to implement systems where you take a photo of your check and send it to your online account to deposit it.
Can you open a bank account with a negative mark from check systems?
There are some banks will not open an account to anyone reproted to chexsystems but yes there are some banks that offer second chance checking and others that make exceptions. There are also some banks that do no use chexsystems at all
What bank has the best high yeild checking account?
Online banks generally have the highest rates for checking accounts. Ally Bank or ING both offer some of the highest yields of all banks.
Can a 16 yr. old open a checking account without a parent's signature?
There are some banks (for example First Bank) that will allow you to open a checking account without parental consent if you are under 18. You should check with individual banks around your area.
What type of serice do banks have with an checking account?
Most banks offer the following services along with a checking account to its customers.ATM/Debit cardCheck bookA passbook or monthly statementOnline bankingTelephone banking
Are there any banks available that offer a free checking account?
Many banks do offer free checking accounts, especially for college students. The results may also be state specific and vary some what from state to state. But generally yes many banks do offer free checking accounts.
What are some of the obstacles with getting a bank account with bad credit?
It can be hard to open a checking account if you have had a bankruptcy court judgment or bad credit against you. Some banks like NatWest will let you open a Step Account where they track your record for a period of time, then let you move up to a regular account with checking.
How old does my son have to be before opening a checking account?
It depends on the bank. Some banks may give checking accounts to people as young as 16. However most have tighter restrictions. Generally, banks will not allow a person to open their own checking account until they are 18, but many banks allow you to open a joint account that you share with your child. You both have access to this account and checks to either of you can be deposited in it. If you do your banking online, most banks also make it easy for you to wach your child's spending on a joint account. The minimum age for joint accounts is usually 14 years.
