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What are some of the majors factors they consider when giving an insurance quote?
Wiki User
∙ 9y ago
This is a gay question next!!! The rate depends on alot of factors. · Credit History · Prior Insurance Losses · Claims History · Motor Vehicle Record · Year, Make and Model of Vehicle · Annual Mileage · Mileage to Work/School · Age · Driving Experience · Marital Status Among other things…
Wiki User
∙ 15y ago
Wiki User
∙ 9y agoThe basic factors that determine insurance costs include these:
1) Age and driving history of the drivers, including any insured dependents
2) Model, age, and value of the vehicle (especially if covered for collision damage)
3) Level of Coverage (liability, comprehensive, collision) and deductibles if any.
4) Location in which driving occurs
There can be several types of discounts: safe driving, driver education, multi-car, limited-use, and having other types of insurance with the same company.
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