Some reputable companies that provide employer and public liability insurance are Allstate, State Farm, DGI, Allied Insurance, Nationwide, and Zenith to name just a few.
One can find a quote for employer's liability insurance online at various websites. One can get quotes for employer's liability insurance at websites such as Compare the Market, MoneySupermarket, and AXA Insurance.
Motor trader insurance is available from a number of car insurance companies. You can find it on line, through brokers and if you approach insurance companies directly. It will include cover for driving vehicles, public liability, employer's liability and asset cover.
Employer's liability insurance is generally offered as a component of a worker's compensation policy. You should always check with your employer since all employer's have different policies regarding the matter.
Employer's liability insurance exists to protect an employer from an employee's insurance claims from conditions resulting from work. The insurance should cover medical costs and some lost wages.
A contractor Buys Commercial Liability Insurance in the contractor class, not professional liability insurance. The amount needed is typically determined by the exposures presented or as specified by the employer.
It depends on how much coverage you need, what kind of liability (General Liability? Employer's Liability? Auto Liability? Professional Liability?...) & what deductibles, if any, your claims experience, your work experience, who the insurance company is and the way their coverage forms read, their overall claims experience for companies like yours, and where you are located & operate. Your insurance agent can help you with specific quotes. Please note that in general, insurance is always based on these kinds of factors so it's hard to give a ballpark estimate for ANY kind of insurance.
YES ... If your job is driving your car ...
The difference between employers liability and public liability are simple. Employer liability insurance covers only claims made by the employees against the company. Public liability covers claims against the company by the general public as well as third parties claims.
This really depends on the nature of your work and relations with your clients and companies. Generally if you are self employed working by contract you would obtain your own Professional Liability Insurance to cover any perceived risks. If you work in the employee of another company then the employer would provide coverage it deems necessary.
Psychologists typically need professional liability insurance, also known as malpractice insurance, to protect against claims of negligence or misconduct in their practice. This insurance can cover legal fees and settlements if a client sues for damages. Other types of insurance to consider include general liability insurance, property insurance for office space, and cyber liability insurance for data breaches. It's important to consult with an insurance provider familiar with the needs of mental health professionals to ensure adequate coverage.
Because some of the types of losses covered by General Liability Insurance are excluded. It does not cover you for discrimination or other illegal acts on the part of the employer. Read your General Liability policy and you will see it is for premises liability and property damage as well products completed and injury to your customers. Employment Practices Insurance covers liabilities that could arise from the way you hire and fire your own employees.
This is a question that can only be answered by your employer. Bonding is supplied by PRIVATE INSURANCE COMPANIES.