This really depends on the nature of your work and relations with your clients and companies.
Generally if you are self employed working by contract you would obtain your own Professional Liability Insurance to cover any perceived risks. If you work in the employee of another company then the employer would provide coverage it deems necessary.
There are numerous companies that offer professional liability insurance to individuals. This, of course, depends on your individual location. Some great providers that I found are ISBA Mutual, Landy Insurance Agency, Insurance Plus and Lawyers Mutual Insurance.
Determining whether a company is good or not is subjective. One example of a good company, however, is NAPLIA, the North American Professional Liability Insurance Agency. They are a Better Business Bureau accredited agency with an A+ rating.
It is mandatory for a massage therapist to have liability insurance. If you do not currently have it you should definitely contact your insurance company if your current office does not provide it.
form_title=LLC Liability Insurance form_header=Even as a limited liability company, it's important to have protection from personal liability. Have an insurance professional create a personalized quote based on your business risks. Type of Insurance Needed:= [] General Liability Insurance [] Property Liability Insurance [] Professional Liability Insurance [] Directors and Officers Liability Insurance [] Product Liability Insurance [] Other [] Not Sure Years In Business:=_ How many total people work in your business (including yourself, owners, officers, employees, contractors, etc)?=_
form_title=Business Liability Insurance form_header=Protect your business with the right business liability insurance for your needs. What is the annual revenue of your company?=_ Does your company currently have insurance coverage?= () Yes () No What type of business liability insurance do you need? (Check all that apply)= [] General Liability [] Workers Compensation [] Business Owners Policy (BOP) [] Property [] Professional Liability [] Business Travel [] Business Automobile
Capital Insurance provides personal insurance, business insurance, professional liability, and bonds. This insurance company is an independent insurance agency.
This will vary depending on which company you choose to obtain your quote for Professional Liability Insurance. You should be able to receive a comparison quote within 1 to 5 business days.
Check your car insurance's company. They might offer a discount since you already have insurance with them. Otherwise check Allstate and Geico car insurance.
form_title=Small Business Insurance form_header=Small business insurance is necessary to protect your company. An insurance professional can help you identify the potential risks associated with your company and customize your policy to meet those needs. Type of insurance needed:= {(),Business Owners Policy,Business Auto Insurance,Business Property Insurance,Business Liability Insurance,Home Business Insurance,Workers' Compensation,Business Umbrella Liability,Professional Liability Insurance,Directors and Officers Liability,Business Identity Theft,Group Health Insurance,Business Life Insurance,Key Person Life Insurance,Agricultural Insurance,Product Liability Insurance,Personal Insurance,Not Sure} Number of Full Time Employees=_ Years In Business=_
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
From any insurance company of your choice.