If the repossessor has a written assignment from the lienholder to repossess the vehicle for nonpayment, 9 out of 10 times, the police will allow the repossessor to take the vehicle.
No, Use of a Police Officer or Police involvement in self-help repossession introduces the state into a civil matter and provides the foundation for a wrongful repossession suit against the Secured Party, the repossession agent, the police officer and the police department.The authority to use Self-Help repossession is granted in the UCC 9-609 and Comment 3 of 9-609 specifically states "This section does not authorize a Secured Party who repossesses without judicial process to utilize the assistance of a law enforcement officer."Simply put if you want to use a police office to assist in a repossession you better go to court and obtain a Writ of Replevin/Sequestrian first.
can they send a police to my house to repo my car? can they send a police to my house to repo my car?
REPO LAWS DOT COM has a good over view of the rules in Texas.
NO, in NO state can the repoman LEGALLY involve the police. repossession is a CIVIL matter. Calling and coming to your home?? YES, when you are in DEFAULT, the lender can repo the collateral.
Search on "repo laws + [your state]"
there are no Ohio repo laws aslong as you don't breach the peace. I am a professional repo man
Yes, a repo man is not a police officer. He does not have to abide by police guide lines.
No.
If the repo agent can demonstrate that he has lawful claim to take the car then the Police Officer cannot prevent him.
Operation Repo - 2007 Mess with Texas was released on: USA: 23 April 2012
There is a good overview on REPO-LAWS Just search the way I typed it.
You have to look at the laws of the country you are in, or in US the various state laws on repo. Most states do publish these, but many are different. ( if you had said WHERE you are it would have helped.)
An unlawful repo is a theft. Hence it would be handled as such. But most repo companies have the documentation to show they have the right, whether you feel so or not, to take possession of the vehicle. In fact, in most jurisdicitions they advise the police of it before, or right after, attempting the repo. What good would an unlawful repo do someone...they couldn't get title?