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What are the advantages of having mobile phone insurance?

Updated: 8/19/2019
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12y ago

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Mobile phone insurance will cover the cost of a replacement cell phone should it be stolen, stop working, or become damaged for any reason. This is great for the teenager who has their own cell phone as they are not always careful. Also, if your toddler happens to get a hold of your phone and throw it in the toilet, you are covered.

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Q: What are the advantages of having mobile phone insurance?
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What are the disadvantages of having mobile phone insurance?

The most obvious advantage to having mobile phone insurance is protection against theft or damage to a possibly very expensive device. Depending on the level of coverage this type of insurance may also cover phone calls made on your stolen phone. The disadvantages of having the insurance is that you may never need it, spending unnecessary funds. Mobile phone insurance can also be very picky about what exact circumstances it will cover, lowering it's value and useability.


How does mobile phone insurance protect consumers?

Mobile phone insurance does not protect the consumers but rather the phones. Most mobile phone insurance will replace of fix a phone if it is damaged, broken, or stolen.


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Protect Your Teens Cell Phones with Mobile Phone Insurance?

Most teenagers have cell phones so that they can talk and text their friends. If you have a teen with a cell phone, you should be sure to purchase mobile phone insurance. The insurance will protect your teen's phone if it gets wet or damaged. It will also cover the cell phone if it is lost or stolen. The cost of the insurance is much cheaper than replacing a cellular phone, as many cell phones cost hundreds of dollars to replace. Most mobile phone insurance plans cost less than five dollars a month.