Cars & Vehicles

What are the benefits of Florida no fault car Insurance?

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2013-06-23 08:01:14
2013-06-23 08:01:14

Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was At Fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.

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PIP is Personal Insurance Protection and is required in the state of Florida to people who register a car in Florida. This falls under the No Fault law in Florida.


No fault car insurance is coverage designed to compensate victims of car accidents via their own insurance company, regardless of which driver was in fault.



The car insurance in Georgia is much cheaper than the insurance in Florida. Florida has some of the highest car insurance in the nation.


Virgin car insurance does have good benefits for good drivers. Car insurance benefits will depend on the drivers record, car type and driving record.


You do not need to know if the car you hit has insurance if you were at fault. It would not matter if they have insurance because you as the at fault would be responsible for the damages you caused.AnswerIf the owner of the car presented you some documents stating that his/her car has an insurance.


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If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).


If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.


Not if it is deemed to be 100% the other drivers fault and they have insurance.


There are many companies that offer cheap car insurance in Florida. For example, one can find that Geico and AAA provides cheap car insurance in Florida.


You either get the at fault party or their insurance to pay or you have a wrecked car.


No. If the accident was your fault, you can not get money from the other person's car insurance.


There are a few benefits to Vauxhall car insurance. The singularly most important reason to get this car insurance is the low price but alternatively low coverage.


If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.



There are many benefits of having car recovery insurance. The main benefits of having car recovery insurance include saving one's family money and insuring that one's car can always be repaired.


The At-Fault motorist (via their insurance) is liable for damage to property.


You can go to dmv.com to search for car insurance in the Florida region for free.


You can go to dmv.com to search for car insurance in the Florida region for seniors.


One can find Florida car insurance rates by calling insurance companies who sell insurance in Florida. One can also look at rates posted on websites of insurance companies.


New drivers may be confused about the different kinds of car insurance available on the market. This is no different for new drivers that live in Florida. To give people a better understanding of Florida car insurance, below is a brief over view of how Florida car insurance works and the different kinds of car insurance available to Florida residents. Certain states have what is referred to as a "fault" car insurance system. In such a system, certain drivers are blamed for accidents. If a person is determined to be at fault, that person will be held liable for the accident. This could result in a person's insurance being used to pay for all damages created by an accident for both drivers. Florida car insurance is quite different. Florida uses a "no fault" system for car insurance. In this system, neither party in an accident is blamed for the damages created by that accident. For this reason, certain kinds of insurance that are required in other states that have a fault system are not required in Florida. Comprehensive car insurance is also not required. Comprehensive car insurance covers things such as "acts of god" that include damage done to a car due to severe weather. Uninsured motorist insurance is not required either. This is insurance bought in some states to cover drivers in case they are ever in an accident with a driver that does not have car insurance. One kind of car insurance that is required for Florida drivers is PIP car insurance. PIP is an acronym that stands for "personal injury protection." This kind of coverage is used specifically to cover the driver and others if bodily harm was caused to them by an accident. A driver is required to have a policy that provides at least $10,000 of PIP coverage. Florida residents are also required to have PDL coverage in their car insurance policies. PDL stands for property damage liability. This kind of coverage covers expenses produced by property that was damaged or destroyed in an accident. $10,000 of PDL coverage is also required for each car a Florida resident owns. Certain drivers that have been previously involved in a serious accident or have been convicted of serious driving offense may also be required to purchase something known as BIL insurance. BIL stands for bodily injury liability. This kind of coverage pays for expenses related to permanent injuries or deaths caused by auto accidents.


The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.


Lexington Insurance offers one simple application to complete. In exchange, they will offer many quotes from leading providers in the Lexington area. Someone with this car insurance can receive benefits from his/her own policy regardless of the at fault party.


The benefits about being the owner of car insurance is a lot of people buy car insurance that they get paid for. Cost of Insurance for a luxury car would be expensive and they get a lot of money.



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