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I've been Lending on the USDA Rural Housing Loan since 1995 and I know this Program inside and out.

In Boone County the dividing line is Hwy 237. Everything west of this line is in an eligible area.

In Kenton County, most of Independence and anyything south would be eligible. Richardson Road is the dividing line so generally anything south would be eligible (although there are some small pockets that may not be eligible).

In Campbell County, Highland Heights is eligible and anything south would also be eligible.

My website at: www.kyfed.com has a USDA Eligibility Link. Clicking on this link will take you directly to the USDA Website where you can type in an actual property address and see if it is eligible.

Hope this info helps.

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Q: What are the boundary lines for the USDA loan in northern Kentucky?
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