All home insurance companies offer differnet policies so this question is to general to answer correctly, but most insurance will cover:
Fire or lightning
explosion
falling objects
impact by vehicle or aircraft
riot
water escape (from a pluming system)
smoke
windstorm or hail
vandalism or malicious acts
escape of fuel oil (maybe)
There are other coverages but the question is to general to determine if you are looking at a basic policy or a comprehensive and each insurance company is different.
Saga house insurance does offer home owner's insurance. They have different coverage for different peoples needs anywhere from partial coverage to full coverage of all items in the home.
Home Insurance is Insurance coverage for your house, condo or apartment for your personal property and liability coverage for you. The insurance coverage for your house is also called homeowners insurance. The Homeowners isurance is an insurance package that has coverage for the dwelling, the others structures on your property, Loss of Use, Medical Payments and Personal Liability.
Complete Coverage Insurance is the type of company referred to as an independent insurance agency. They provide insurance coverage for automobile, home, health, business and life.
Progressive Insurance offers many types of home owners insurance. They have three separate levels of coverage which one can choose from from standard policies to full coverage. Full details of their home insurance coverage can be found on the Progressive website, under Home Insurance Policies.
Alfa insurance is a full coverage agency. They cover auto, life and home insurance. They have multiple options of coverage for you to choose from.
The kind of insurance provided by Vero Insurance is almost always limited to home insurance. However, the kind of home insurance provides broad based coverage. This will, of course, depend on what kinds of coverage asked for.
is there coverage if a rock hits a home
Home insurance, also commonly called hazard insurance or homeowners insurance (often ... or loss of other personal possessions of the homeowner, ... 1.1 History; 1.2 Types of policies; 1.3 Coverage rates; 1.4 Classes of coverage ... HO2 – Broad Homeowner Policy: A more advanced form that provides coverage on a home
There are a number of insurance companies which offer comprehensive insurance bundles with home, automobile, and motorcycle coverage. Progressive has this type of coverage.
It's called Mortgage Insurance, but it does not provide coverage for your home.
It all depends on your coverage and where you're getting your coverage from. Definitely shop around for the best insurance rate and coverage before settling.
Most often, mold coverage is an optional coverage you can select when you purchase your home insurance policy. To determine if your policy has mold coverage, review your policy language or contact your insurance agent.