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VISA credit terms may differ from card to card, however a general list of credit terms are as follows: 1. There will be an Annual Percentage Rate (APR) based on your creditworthiness. 2. There may be a penalty APR when it applies. 3. You may have to pay Interest on Purchases and/or Balance Transfers and Cash Advances. 4. There is usually a Minimum Interest Charge.

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Q: What are the credit terms for a VISA Card?
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