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The 4 major types of personal insurance are:
Life Insurance - Life insurance is a type of coverage that will pay a benefit to a designated beneficiary(ies) upon the death of the insured person.
Disability Insurance - Disability insurance will pay a monthly benefit which is intended to replace a percentage of a person's income, if he/she becomes unable to work due to an injury or sickness.
Long-Term Care Insurance - Long-Term Care insurance is intended to provide daily or monthly benefits to assist in paying for care needed when a person becomes unable to perform 2 or more of the normal Activities of Daily living (ADLs) - eating, dressing, bathing, toileting, transferring and continence.
super powers- once you get bitten by something with radioactive powers you need to have insurance with all your fighting and stunts you do. I am a super hero who can kill people with a gun so i consider my self as a super hero. And once when i was flying above new york the police pulled me over. And i had no insurance. So i was fined.
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