File damage could be due to virus, spyware , corrupted hard drive or other media etc
what are the aggregate factors causing flood?
CFC's are causing damage to ozone layer. They react with ozone to deplete it.
Yes, indestructible prevents trample from causing damage to a creature.
Is the washer valve in your appliance leaking and causing water damage?
Is your shower drain leaking and causing water damage in your bathroom?
Is the toilet leaking on the floor and causing damage or problems in your bathroom?
Is the water line in your refrigerator leaking and causing damage in your kitchen?
Is your toilet's water tank leaking and causing damage in your bathroom?
A rock hitting your windshield and causing minor damage is not a significant issue, but it should be reported by filing a claim. It is very possible that your windshield can be repaired for little or no cost at all.
(in the US) ANYONE can sue ANYBODY for ANYTHING. The question is for what reason are you suing them, and do you have a realistic chance of winning? You may file suit if you wish, but ask yourself the above questions and then re-think your course of action.
No, the water pipe in my house has not burst, causing any damage or flooding.
Yes, the bathroom leaking through the ceiling is causing damage to the property.