what are the function of chain banking
Difference between chain banking group banking?
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Chain Banking is a situation in which three or banks that are independently chartered ,are controlled by a small group of people.
The function of universal banking include provision of a wide variety of financial services. It also includes both commercial and investment services.
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One advantage to e-banking is that the user does not have to leave the house to do most banking operations. The function of most e-banking institutions is to make it easier for customers to bank where they want.
Chain banking means the situation like in India. the different branches of same bank will act as one unit. If one branch is making profit and another making loss, the loss making branch will not be closed.
RBI(Reserve Bank of India)
Most people tend to do their banking at chain banks. This is because chain banks tend to keep their interest rates the same and they give a higher sense of security. However, private banks, unlike big chains, tend to give more personalized service and can be more understanding if hardships arise.
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The British firm Halifax plc is banking chain with branches the length and breadth of the UK. Founded in 1853, its parent company is the Lloyds Banking Group.
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