0
What else can I help you with?
What are the general liability insurance composite rate class codes?
General liability insurance composite rate class codes are numerical designations used by insurers to categorize businesses based on their industry, risk exposure, and operational activities. These codes help determine the premium rates for general liability coverage, reflecting the likelihood of claims associated with specific business types. Each class code corresponds to a set of rules and guidelines that insurers use to evaluate risk and coverage needs for businesses. The codes can vary between insurers and are essential for underwriting and pricing insurance policies accurately.
Is there a number of accidents for a certain length of time where an insurance company will drop you?
All insurance companies are different with their own set of rules in regard to when you are more of liability and they decide to drop you. Check with your own insurance company for a more specific answer.
What are the rules for life assurance policy insurance?
The rules of life assurance policy insurance vary from provider to provider. The exact rules will be specific to the plan and coverage that you purchase. In general, these policies are payable upon death or diagnosis of a terminal illness.
Will insurance pay for a dog that has just been diagnosed with Addison's disease?
Health insurance for pets is not unusual, but most policies have specific rules. If you have medical insurance for your dog, contact your insurance carrier to find the specific rules for your situation. However, if you do not have insurance the specifically lists your pet, and are asking about general health or property insurance, then I am quite certain the answer would be, "no."
What are the rules or guidelines of PLPD insurance?
PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with
Does a permitted license holder need insurance?
A permitted license holder still needs a car insurance. The license is just to prove that someone has taken the driving lessons and understands the road rules. Insurance helps to provide some backup when liability comes due to an accident.
Can you get auto insurance with out having a car?
Even if you do not own a car, you still need insurance protection if you drive one. The auto you borrow, rent, or use may have proper insurance coverage, but you also should protect yourself with personal liability protection. Here is how to get it: Ask for the cost of higher liability coverage based on the assets you own and your projections of future income to be protected. For your protection, consider purchasing as much liability insurance coverage as you can afford Ask the insurance company or agent about your state's minimum liability coverage rules. States differ in the minimum liability insurance coverage they require. Analyze your assets, including home, furniture, art, clothing, computer, electronics, and all other personal assets. Get quotes for liability insurance only. Estimate your future income. This is important because, like life insurance, you want to protect your future income as much as possible. This calculation often results in a larger amount than all of your personal assets. I wish you the best
Guide to Cheap Liability Car Insurance?
The term liability is a legal term that refers to a person's responsibility for injury or loss caused to another person or to another person's property. Each person who causes an accident is therefore legally liable for damages done to another person or their property. Liability insurance is coverage a car insurance company provides to its insured clients in the case that the insured causes an accident. Each state in the U.S. has enacted minimum liability car insurance laws that require drivers to pay for and carry liability insurance protecting those whom they may injure from damages. Most states have enacted minimum liability limits for the following: medical costs minimums for a single or multiple passengers property damage minimums The minimum coverage amounts required by minimum liability insurance vary from state to state, but drivers are typically required to pay for and maintain liability car insurance at a minimum. Stiff penalties are also levied on drivers who let their liability insurance lapse or fail to carry proof of that insurance in their vehicle. To obtain cheaper liability car insurance, drivers can follow these rules: Keep a clean driving record, free of speeding tickets, law enforcement traffic stops, and accidents. All of these can cause a driver's car insurance company to increase their liability insurance premium rates. Drive an older, safer vehicle. Car insurance companies rank the cost of car insurance premiums based on a variety of factors, but driving an older, safer vehicle is one of the ways drivers can obtain cheaper liability car insurance. Vehicles with lower horsepower are relatively less likely to be involved in accidents, so the statistics indicate that these vehicles are less risky to insure. Stay free of alcohol and drugs. A single DUI, or Driving while Under the Influence of alcohol or banned substances, can increase your liability insurance premiums dramatically. Cheaper liability car insurance can be researched over the Internet. With a great number of insurance companies, and brokers who represent a wide number of insurance carriers, making their coverage and premium rates available for comparison, consumers are now at a great advantage to shop around and obtain the least expensive liability car insurance.
To protect yourself from being sued if you cause an accident , the state requires what type of insurance?
Auto liability insurance is a type of car insurance coverage that's required by law in most states. If you cause a car accident — in other words, if you are liable for the accident — liability coverage helps pay for the other person's expenses.
Where can one find a legally binding release of liability?
In general a lawyer should always be consulted for boilerplate release forms. This is particularly important because the rules often differ state by state. Free liability release forms can be found at http://insurance.lovetoknow.com/Free_Liability_Release_Forms
Do you need liability insurance in a hospital to hold a weekly meeting when the hospital has already got insurance?
The hospital's insurance will protect the hospital from any liability caused by your meeting. However, the hospital or its insurer may not wish to assume the liability presented by your meeting and may require you to provide your own insurance with the hospital named as an additional insured. That way, the hospital and its insurer is protected in the event of a liability claim. Insurance of this type is expensive to purchase for a single meeting due to minimum premium rules. The cost could be as much as $500 or even more. If your intent is to hold many meetings, it may make sense to buy an annual policy. IN that way, you could provide a certificate of insurance to any place you hold a meeting during the course of the policy-- and the premium may not be much more than for a single meeting.
What steps to take in opening a martial arts school are their any rules I need to follow?
Find out what the laws in your state, city and or country are. At a minimum you are going to need a business license. You may be required to meet health rules for a sports club. And you are going to want to have liability insurance.
