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Do you need liability insurance in a hospital to hold a weekly meeting when the hospital has already got insurance?
Wiki User
∙ 13y ago
The hospital's insurance will protect the hospital from any liability caused by your meeting.
However, the hospital or its insurer may not wish to assume the liability presented by your meeting and may require you to provide your own insurance with the hospital named as an additional insured.
That way, the hospital and its insurer is protected in the event of a liability claim.
Insurance of this type is expensive to purchase for a single meeting due to minimum premium rules. The cost could be as much as $500 or even more.
If your intent is to hold many meetings, it may make sense to buy an annual policy. IN that way, you could provide a certificate of insurance to any place you hold a meeting during the course of the policy-- and the premium may not be much more than for a single meeting.
Wiki User
∙ 13y ago
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