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your creditor will give ur case to credit collection agency...and if if u dint pay can b taken to court where magistrate can ask u to pay fine and all the debts including court admin charges

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Q: What are the penalties for not paying credit card debts?
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If you haven't paid your credit-card debts in 7 years can you apply for a new card?

When you apply for a credit card a credit report will be ran and those credit cards you haven't been paying will be on that report. So I say no.


What can one do to prevent debts with credit cards?

A few ways to prevent accruing debt on a credit card is to avoid maxing out the credit limit on the card. Balances owed on the card should also be paid off in a timely manner. Paying more than the minimum balance due when the credit card bill is due will also help keep debts on the card down.


How can someone improve a poor credit rating?

A person's credit rating can be improved by paying off old bad debts or unpaid bills that may be affecting your credit rating. Some companies will give people with poor credit a credit card to clear all old debts and consolidate their debts into one payment.


If there is a living trust upon death is the trust responsible for paying all the credit card debt?

No. Not unless the payment of debts was made a provision of the trust. Otherwise a decedent's estate is responsible for paying debts before any distribution can be made.


Do you have to pay credit card debts if your name has changed?

Just because your name has changed doesn't mean that you don't have to pay credit card debts. They are still your debts to pay.


How does the consolidation of credit card debts work?

Credit card consolidation works by putting all the debts from your credit card into one debt. This makes it easier to keep track of your debts and can often give a lower interest rate than having different debts for different cards.


Are the heirs responsible for credit card debt in the state of pa?

Not on a personal level. Typically the estate is responsible for paying the debts, including the credit cards. If an heir co-signed any paperwork regarding the credit card, they may be held liable.


What are some causes of 0 credit card balance?

Having a credit card balance of zero on a credit card is a good thing. It means one has no debts to the credit card company, which also means that no additional interests will be charged. If one either has not used a credit card or has paid all open debts and interests, they would have a credit card balance of zero.


Can you sue your absent husband for not paying a credit card he borrowed money on from you?

Can you sue your absent husband for not paying a credit card he borrowed money on, the credit card is in my name only?


What if you have bad credit because of bills not credit card debts?

It is still bad credit history.


What is the credit score requirement for a Barclays credit card?

You must have both a good credit score (600 or more) and little or no debts, you may qualify for a Barclays credit card. There are different categories that allow you to qualify for a Barclays credit card, which can be helpful for people with high credit scores but low debts or people with average credit scores with low debt. Remember that you might be denied a credit card even if you have a high credit score, due to high debts.


Will having an American Express Gold card improve credit score ratings?

No. The only way to improve a credit score is by paying contracts (debts) as agreed, keeping the credit to debt to income ratio at acceptable levels, and so forth.