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Read this article on Kalyan City Blog. It lucidly explains general principles of good lending with examples.

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http://kalyan-city.blogspot.com/2010/09/principles-of-good-lending-every-banker.html

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Q: What are the principles of good lending?
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That depends on whether or not you're lending or borrowing. Lending = good Borrowing = bad


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Lending an object to someone is not possible without a certain measure of trust for that person. Thus, I fully believe that there are no "good" methods for lending. It is simply that if you do not trust a certain person enough to lend him anything, then do not do it.


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Howard S. Noble has written: 'Accounting principles' -- subject(s): Accounting, Lending library


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Fair lending will not be viewed as fair by everyone. What it really is, is an attempt to make sure that people who may not have as good of credentials as others are still considered for lending.


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