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What are the pros and cons of PPO dental insurance?

Updated: 9/10/2019
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14y ago

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A pro of having dental insurance from a PPO health provider is you get to choose which dentist or specialist you want see. A downside is the PPO plans are generally higher in price because of this luxury.

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Q: What are the pros and cons of PPO dental insurance?
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Related questions

Who is the best dental insurance PPO or HMO?

PPO and HMO, both are acceptable dental insurance. PPO dental insurance allows you to concern other dentist with some limitation coverage. HMO dental insurance provides expert dentist in their network to offer best treatment. You can choose any insurance plan which suits you the best.


Will PPO dental insurance cover all the costs of a root canal?

PPO dental insurance does not cover all the costs of a root canal. The usual coverage % ranges from 20 to 50% depending on your insurance. will any dental insurance cover inplant? will dental insurance cover any costs of inplants


How much would the lowest cost PPO dental insurance be for an individual?

The lowest cost PPO dental insurance differs by whether you join by a monthly plan or a yearly plan. A monthly plan can cost as low as $6 and a yearly plan as low as $72.


What does the phrase 'aetna ppo' mean?

The phrase "aentna ppo" means Aenta Network Option Dental Plans. This is dental insurance with flexibility and no referrals. It provides coverage for preventive, basic and other major services.


How much is the co-pay for an Aetna dental insurance plan?

"For a low cost dental insurance plan, expect to pay $0-$15. For the Dental PPO or PDN, or for the Dental Indemenity, you will not pay a co-pay when you visit the dentist."


Can Texas dental health ppo plans not DHMO plans restrict members to only using certain in-network dental providers?

Currently, no, Texas prohibits exclusive network and incentive-driven PPO dental plans. Insurance plans may be on an indemnity or passive PPO basis; DHMOs may also be offered.


do you except ppo insurance?

do you except ppo insurance


How many different dental insurance plans does Aetna offer?

Aetna offers three different dental insurance plans. These include DMO, Dental PPO, and Dental Indemnity. The DMO is the most basic plan and includes a co-pay, whereas the other plans do not.


What should I know before I purchase an individual dental insurance policy?

How flexible is the insurance, and does it allow out of network coverage? Is it a PPO or an HMO, what are the deductibles, monthly costs, and what does it cover?


What if you dont have dental insurance?

Most companies offer stand alone dental insurance. At BlueCross Blueshield of Florida, we offer dental insurance as little as $10.65/month for an HMO plan and $23.03/month for a PPO plan. If you are in Florida, see my profile link below, or check with a BlueCross BlueShield agent in your state.


You have maxed out your insurance for the year where can you find secondary dental plan?

To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).


If your dental insurance does not cover dental implants and you cannot get financing for this procedure where do you go from here?

== == A dental college perhaps? To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).