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What are the ramifications for a mother who lets her adult son drive her insured vehicle In other words how will it affect her if he is at fault in an accident which causes a great deal of damage?
Wiki User
∙ 16y ago
typcially all insurance stays with the car...meaning whomever is driving your vehicle (with your permission, and subject to any exclusions your policy may have)....is insured under the policy if they have an At Fault accident, it affects THAT VEHICLE policy regardless of who is driving...so the ramifications are your son has an accident that is his fault...your policy is subject to increase, non renewal etc.
Wiki User
∙ 16y ago
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How do seat belts affect your momentum during an accident?
They merge your momentum with that of the entire vehicle.
What happens if you let a friend drive your car that is insured and registered in your name and she has an accident will that affect you at all?
Yes. It is your car, you are responsible.Owners LiabilitySince you state that the vehicle and the insurance is in your name. Then presumably your insurance will have to pay the bill. That means the accident will go on your insurance claims record and can effect your insurance rates for the next 3 to 5 years.Remember that a vehicle owner and the driver are both equally, severally and jointly 100% liable financially for any damages or injuries arising from the permissive use of your vehicle.
If you are in an accident that's your fault will it affect your rate increase if you fix the damage to your car with your own money?
If you have reported the accident and your insurance company has repaired the other driver's vehicle, it more than likely will affect your rate. When you are at fault, it always affects your insurnace.
Does liability pay off if there was just your vehicle in the wreck?
It does not pay for your vehicle. You would have to have collision insurance. In a one vehicle accident, liability only would come into affect if you caused damage to another person's property.
Your adult daughter has auto insurance and is gifting you her car you have a car and insurance She lives with you Do you have to put her on your insurance policy?
As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.
Your wife was in a 3 car accident in which she was rearended and she was the car in front of the other two should both drivers behind her be at fault?
In most states the vehicle initiating the collision would be at fault for causing a rear end collision. Depending on the officer responding to the scene and their determination of the accident, additional fault can be assigned to the vehicle that struck your wife. Commonly a citation is issued for following too closely. In this instances of two insured drivers being at fault, it may benefit you to speak directly with an attorney who can inform you of how the state laws affect your particular instance.
Does the DUI of my son affect my auto insurance?
Is your son insured on your policy?If you answered yes then yes it will.Did he crash your car or get picked up while driving your car? Then yesIf he is not insured on your policy, did not have an incident with a vehicle of yours then it should not.But there are some strange rules concerning people that live with you
What Gender ramifications are there in Christianity?
There are few gender ramifications directly from Christianity though Christians cultures may have an affect the actual religion's affect is limited to making a man the head of the household. Other than that there really isn't much, women's roles are not strictly defined and many women have been influental in Christianity.
Will accident on friend's insured car affect my driving record and my car insurance?
I guess you were driving? The ticket (if you received one) may, also if a clue is run then that too may show up. Be sure and be truthful when filling out any application for insurance.
What happens if your car is stolen and you still owe on the loan?
If the vehicle is/was encumbered by the original loan then it should be insured. If there is no insurance or the insurance does not cover theft the purchaser is still responsible for the full amount of the loan. The issue of the vehicle being stolen does not affect the legal responsibility of the buyer to honor the loan contract.
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
What happens if insured driver hits unlincensed driver?
If it was your fault, then regardless of their license status they can still sue you. Their license status only affects their likelihood of getting a citation for driving without a license (and maybe insurance) but it does not affect your liability. You'd still be liable for the accident no matter whether they had a license or not.
