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A cheque may be dishonored for the following reasons:

a. Cheque Date Expired - Usually cheques are valid only for 3 months from the date mentioned in it. So, if a cheque is dated 1st of January 2013 and you cash it in May or June of 2013, it will be dishonored because the cheque is old and invalid.

b. Signature of account holder does not match with bank records

c. Not enough funds in the bank account to pay the cheque

d. Any overwriting or editing in the cheque

e. Cheque issuer has explicitly put a stop-payment on the cheque.

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Q: What are the reason for dishonouring a check?
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