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A non-performing account is a credit account whose payments have not kept up with the term of the loan. Traditional non-performance only measures those accounts that have balances outstanding after the end of the term, however, financial institutions are trying to intervene before the situation occurs.

Why the account is non-performing comes down to the circumstances of the borrower - either they can't or won't pay what is outstanding.

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Q: What are the reasons why an account might be non-performing?
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