Ingles Ya - 2008 Checks and Credit Cards 1-16 was released on:
USA: 21 July 2008
There are many prepaid credit cards that a person is able to buy without credit checks. But if a person wished to buy a "normal" credit card such as VISA there is a company called Credit Federal that requires no credit checks to purchase a credit card.
No, credit cards are loans and debit cards are checks.
Both credit cards and travelers checks have differing advantages. Credit cards can be more convenient compared to travelers checks because you will have to sign each check. This article examines the advantages and disadvantages of each option: http://www.gettingmoneywise.com/2011/02/credit-cards-vs.-travellers-checks.html.
The Finance company Capital One offers a wide rannge of credit cards with no credit check. There also many prepaid credit cards avilable that do not require credit checks to obtain.
Meijer stores accept all major credit cards, those company gift cards, personal checks, cashier checks, traveler's checks, and cash. So, yes, AmEx gift cards are accepted.
No, the use of personal checks is dropping dramatically as more individuals are using credit cards, debit cards and online bill pay options.
A credit instrument is something that can be used instead of money. Some examples are promissory notes, checks, and credit cards.
Checks initiated by you can lower your credit score, if it looks like you've applied for several loans or credit cards at once. Checks intitiated by the lending companies for purposes of pre-approved offers do not.
I've heard that many banks will hold title for up to 30 days until checks and/or credit cards clear. Apparently, Credit Cards can be disputed up to 30-90 days, so they get nervous about taking credit cards for payment and having you come back and challenge the charge. If you pay off in cash or cashiers checks, they are supposed to release the title quickly (5 working days I think).
When one transfers a balance between credit cards, it is the same idea as using one credit card to pay the bill on another credit card. One can do this electronically for some cards or use the checks that often come with the credit card statement.
So you didn't need to carry around money with you. This was prior to the introduction of credit cards.
Ingles does.