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In third party car insurance policy following risks are covered:

Liability when death or injury is unlimited

Death or Injury caused to a third party

Damage caused to third party property

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10y ago

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What if your car is stolen and you have third party only cover?

I think you are not covered. Third party insurance only covers you for damage to other peoples cars. If you have third party, fire and theft then you would be covered.


When will your insurance company pay for your collision claim?

If your Motor Car policy covers First Party and your car gets damaged by a collision, the insurance co. will pay for that. Whereas when there is Third Party coverage in your policy and a third party's car gets damaged by your car, the third party's claim will be borne by the insurance co.


What if a third party buys life insurance on person dying?

A third party can't buy a life insurance policy as they have no insurable interest; such as grandparent's taking out a policy on their grandchildren. As to taking out a policy when they're dying, the policy plan would prohibit issuing the policy.


What is the difference between comprehensive and third party insurance?

Comprehensive coverage is covers the interests of the named insured. A third party insurance policy will not cover you. It only covers the interests of that named third party insured.


Do you have to let your insurance company know you were in an accident that was your fault if you have not heard from the other party or your insurance?

yes,because i might be covered with the third party


What is the extent of third party coverage provided in this insurance policy?

This insurance policy provides coverage for third parties to a certain extent, but the specific details of the coverage may vary.


Can you get third party insurance to cover your ipod?

Personal possessions are usually covered on your homeowners or renters insurance policies.


What are third parties.?

A contract between two people is between the first party and the second party. Anyone else is a third party. An insurance policy is a contract between a driver and an insurance company and deals with injury to someone else, who is a third party.


What is covered under third party car insurance?

There are several different types of third party car insurance, including fire damage and theft. The specific types of coverage in a given contract can be arranged with an insurance agent.


Why is third party auto insurance a bad thing?

These types of policies include first person policy third-party policy .... One thing you can add to auto insurance policy is uninsured driver scope. ... auto license can be stopped without your interposition and that is a bad thing! ...


What are the difference between the Insurance policy and insurance certificate?

The insurance policy is the product you have purchased, it has lots of definitions, clauses and limitations. The insurance certificate is issued to you so that you can prove to a third party (eg the police if it is for auto insurance) that you have a valid insurance policy.


How do you make an insurance claim when you are not insured?

Insurance is a contract in which you, the insured, pay a premium to the insurance company. In return, the insurance company agrees to pay you money-or to pay someone else money on your behalf (in the case of liability insurance) if a covered event occurs. Covered events are outlined in the policy and vary depending upon the kind of insurance involved. In answer to your question, you cannot make a "first-party" insurance claim if you have no insurance. A first-party claim is one against your own insurance company for property that you insured for your own protection. However, regardless of whether or not you had insurance, you may be able to make a "third-party" insurance claim against a party that damaged or destroyed your property, if that party had insurance. Even if they did not, you can make a claim against the party individually if you can prove fault. However, collecting damages from an uninsured third-party is often difficult.