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I think you are not covered. Third party insurance only covers you for damage to other peoples cars. If you have third party, fire and theft then you would be covered.

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15y ago

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What is the difference between comprehensive and third party insurance?

Comprehensive coverage is covers the interests of the named insured. A third party insurance policy will not cover you. It only covers the interests of that named third party insured.


What is meant by insurance and types of insurance?

Third party car insurance or third party liability is also referred to as the 'act only' cover. It is a mandatory cover under the Motor Vehicles Act to ensure that the driver has adequate insurance coverage to pay for the damages resulting from an accident. The first party over here is the driver of the car, the second party is the insurance company and the third party is any person (injured or who claims damage) involved in the accident. For More


Does a third party only gets a third of the vote?

No.


What is covered if your car is stolen?

It depends on your insurance. If you only have third party insurance you get nothing. If it is a full comprehensive insurance, and if your car is not recovered, you will get compensation which will be the present market value of that car


If you drove someone else car and they did not have car insurance but you have car insurance will your car cover the damges of the uninsured car?

If you're over 25 and have comprehensive insurance, you're covered third party only on other cars, so it wont cover the damages of the car you were driving, but if there was a third party involved they're covered.


Will any homeowner Insurance policies cover a car that was stolen from the driveway?

No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.


What is the minimum insurance cover in the uk?

Minimum insurance for cars is 'third party' insurance, for housing it's 'contents'. Third party insurance for vehicles does not cover damage to the owner's vehicle, only fire, theft and damage caused to other vehicles in an accident. Contents insurance for housing insurance, only covers damage to the internal furnishings against natural disasters (flood for example) It does not cover the cost of repairing the building itself.


Are you insured to drive a car that is not your own under your own car insurance?

Only if this is specifically stated on your certificate, you are authorised by the vehicle owner, and generally is limited to third party cover only.


Which is the only third party to make the jump from minor to major party?

The Federalists Party!


If I have property stolen from a friends car should their home owners cover the loss or mine?

Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.


Motorcycle third party only stolen from house n Ireland is anybody responable?

If you only had 3rd party insurance then you cant claim. Usually the minimum level of insurance is 3rd party, fire and theft....best bet is to ring your insurance company and double check what your plan is, also file a report with the gardaí, its possible they can recover the motorbike.


What was only third party to become a major party?

Democratic party, which replaced the Bull Moose party