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No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.

2006-08-25 10:31:42
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Does homeowner insurance cover theft on other address?

Usually as long as A). The item stolen is owned by the policyholder, B). The item was not stolen on another property owned by the policyholder that does not have insurance.

Does homeowner insurance cover stolen jewelry from your house?

I don't think so. Stolen jewelry may not be stolen from someone who broke into your house, it may be your child or teenager.

Whose homeowner insurance covers loss of merchandise stolen from a car the owner of the home or the owner of the merchandise?

The policy that applies to the merchandise owner, is the policy that would provide the coverage.

Will homeowners insurance cover a friends stolen laptop from my home?

Stolen Laptops and Home InsuranceNo, homeowners Insurance only covers theft of the Named Insured's property, not the property of others. Refer to the "Personal Property" coverage section of the policy.More sSome policies may allow a homeowner to elect coverage for the property of others while it is on the residence premises. If the laptop is the only item stolen, the policy deductible will apply.On theft claims, the company will be looking to see that a police report of the break-in has been filed. In addition, your friend's claims experience with his insurance company can be negatively affected resulting in increased premiums. The insurance company could non-renew his policy if he has several claims of this type.

HO insurance limit on stolen cash?

You will have to check your insurance policy. It depends on the limits and coverage you purchased. Most home insurance policies however do not cover the loss of negotiable paper such as cash, stocks, bonds nor bullion.

Will homeowner's insurance cover a stolen car?

The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.

Does home insurance cover theft from a car in driveway?

Yes, if it is personal items not attached to the vehicle that is stolen (such as a laptop). If it attached to the vehicle (stereo, tires) it would go under the auto insurance policy. Also, the items must be owned by the policyholder.

Do you have to continue paying your insurance if your car is stolen?

No, as long as you have let your insurance company know they car is stolen.

Does full coverage cover your personal items when your car is stolen?

Absolutely not. Any personal items in your car would have to be covered by a homeowner or renter's insurance policy. All deductibles would apply separately.

Does homeowners insurance cover stolen motorcycles?

Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!

If your truck and bike were stolen from your driveway will your rates increase if you file a claim with your homeowner's insurance?

Homeowner's insurance does not cover that type of loss.AnswerAny time you file a claim with either auto or homeowners insurance, your rates increase. If it costs more to replace the items than the rate increase, then file the claim. Ask your insurance company how much extra you will pay and for how long, do the math and see for yourself. While homeowner's insurance won't cover your truck if stolen (that's what comprehensive coverage under auto insurance is for), it will cover your bike if stolen from your driveway. But that is subject to your deductible and if it is a typical deductible (like $1000) it won't make any sense to even make the claim.And when you do file, you now become a higher risk so you have the possibility of getting higher rates but that totally depends on your insurer and your loss history.

Does insurance pay out in full if car is stolen while being financed?

No....only the value ay the time of loss. Gap coverage is available for a reasonable rate on most insurance policies. It can also be purchased through the car dealership.

Can you get insurance after your car is stolen and it be covered?

If you try to get theft insurance after the car is stolen you will go to Jail! The insurance companies have no sense of humour about FRAUD! Penalty for Insurance Fraud in the U.S. is up to 20 years in prison.

What insurance covers stolen property on a job site?

Commercial property insurance.

Does a standard auto policy cover cash stolen from your car?

No. Normally personal property stolen from a vehicle is covered by the contents coverage of your homeowner's or renters insurance. But in many homeowners and renter's policies there is a severe limit on the amount of cash covered or it may be excluded altogether.

Does insurance pay for stolen tailgate?


What happens if insurance replaces stolen items then the police recover and return the stolen items to you?

I recommend you contact your insurance company, and inform them of the recovered goods

How does homeowners insurance work when stolen items are recovered?

Once the insurance company has paid the claim for stolen items they become the legal owners of the items.

Is homeowner legally responsible for guest items stolen from your home at party?

It is and it isn't. It is because the homeowner was the one who invited people to the party, and if things gets stolen at their house it is their responsibilty, however it si the person who had the thing stolens fault. This is because they shouldn't have lef their belongings lying around.

Does auto insurance cover items stolen from your vehicle?

Many auto insurance policies will cover stolen items from your vehicle but only a very limited amount. For instance, if you have your vehicle broken into and your AM/FM/CD unit is stolen along with your case of 24 CDs, your policy will most likely cover the AM/FM/CD unit and only 1 or 2 of the CDs. Each policy is different. It is best to call the agent who sold you the policy.

Whose insurance covers items stolen from a company vehicle at home?

I think that your insurance covers the items that were yours that were stolen, and the company's covers the car damage.

Does liability insurance cover a stolen car?

Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.

If you have had two bikes stolen will your insurance premium go up?

You would be lucky to get insurance

Does homeowners insurance cover stolen dirt bikes?

You would have to have insurance on the dirt bike.

Does homeowners insurance cover a vehicle stolen off your property?

No, That's what Auto Insurance is for.