0
Will any homeowner Insurance policies cover a car that was stolen from the driveway?
Wiki User
∙ 17y ago
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
Wiki User
∙ 17y ago
Add your answer:
Earn +20 pts
Does homeowners insurance cover stolen motorcycles?
Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!
Will homeowner's insurance cover a stolen car?
The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.
If I have property stolen from a friends car should their home owners cover the loss or mine?
Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.
If your truck and bike were stolen from your driveway will your rates increase if you file a claim with your homeowner's insurance?
Homeowner's insurance does not cover that type of loss.AnswerAny time you file a claim with either auto or homeowners insurance, your rates increase. If it costs more to replace the items than the rate increase, then file the claim. Ask your insurance company how much extra you will pay and for how long, do the math and see for yourself. While homeowner's insurance won't cover your truck if stolen (that's what comprehensive coverage under auto insurance is for), it will cover your bike if stolen from your driveway. But that is subject to your deductible and if it is a typical deductible (like $1000) it won't make any sense to even make the claim.And when you do file, you now become a higher risk so you have the possibility of getting higher rates but that totally depends on your insurer and your loss history.
Will homeowner's insurance cover my stolen ATV?
You'll have to read your policy to determine what is covered.
Will Homeowner's Insurance Policy cover something stolen out of a car?
It can. Depends on the item & your deductible.
Does homeowner insurance cover theft on other address?
Usually as long as A). The item stolen is owned by the policyholder, B). The item was not stolen on another property owned by the policyholder that does not have insurance.
Does a standard auto policy cover cash stolen from your car?
No. Normally personal property stolen from a vehicle is covered by the contents coverage of your homeowner's or renters insurance. But in many homeowners and renter's policies there is a severe limit on the amount of cash covered or it may be excluded altogether.
Does homeowner insurance cover stolen jewelry from your house?
I don't think so. Stolen jewelry may not be stolen from someone who broke into your house, it may be your child or teenager.
Does homeowners insurance cover belonging stolen from your car?
It might. It depends on what was stolen. There are limitations for certain property under homeowner's insurance, and it would be subject to your homeowner's insurance deductible. Most homeowner's policies will provide coverage for up to 10% of the personal property limit in your policy for your property when it is off premises. For example, if your policy indicates you have $50,000 coverage for personal property, you would have $5,000 coverage for personal property off premises, but the other limitations would apply. Under the policies I deal with, business property is limited to $2500 under a homeowner's policy, which means only $250 is covered off premises. The minimum homeowner's deductible is $500, so basically, there is no off premises coverage for business property. There are also limitations for money, jewelry, firearms, electronic devices, etc. You need to talk to your agent for his or her advice.
Can you get a MacBook Pro replaced if it's stolen?
If you have homeowner's insurance or renter's insurance or a specific insurance policy for the computer, you may be able to get a replacement. Apple may be able to help you locate the stolen MacBook if you enabled "Find My Mac" in the iCloud settings.
How do your insure personal items in case they are stolen?
This situation is covered by a homeowner's insurance policy (HO3), Renters insurance (HO4) or unit owner's (HO6) policy. Call your insurance agent for more information on costs and coverages.
