There are tons of them all across the country. The link below has them all listed by state.
yes there are some banks in Illinois that do not use chexsystems and there are also some that will give those on chexsystems a second chance.
AnswerI have spent years researching banks and credit unions and I have never found any non-chexsystems banks in California. There are some "in store branch" locations of US Bank that will open accounts for those reported to chexsystems. Some of these branches actually have signs that say " In chexsystems, No problem"If you have " fraud or suspected fraud" reported, they will NOT approve you.
There are hundreds all over the country. I've included a list below that is broken down by state. A good one is People's Cash Solutions. They will open an account right now for anyone on chexsystems. This account is best when used with Direct deposit. People's Cash Solutions will connect you to Peoples Bank in Paris, TX, a bank that does not engage in subprime, and has great customer service. The only people that are denied are those that have "fraud" listed on their chexsystems reports, however, "account abuse" is not an issue.
Comerica Bank DOES use Chexsystems.
Yes. Even though Chexsystems focuses on providing one's historical checking and savings activities to commercial banks and credit unions, in 1999 the organization was categorized by the government as a credit reporting agency. Accordingly, they are subject to the Fair Credit Reporting Act.
There are some yes that do not use chexsystems. Many banks in Texas use Telecheck instead. 1st COnvenience bank is a bank that does not use chexsystems.
yes there are some banks in Illinois that do not use chexsystems and there are also some that will give those on chexsystems a second chance.
There are a number of banks that do not Use Chexsystems. Some use Telecheck and others use just a credit report to verify. Then there are some that do use chexsystems but they will make exceptions or have second chance checking. Options depend on the state in which you live
Yes there are many banks in Illinois that do not use chexsystems. It really depends on where you live as to what options are best for you there.
Well
There are several banks and credit unions in Washington that do not use chexsystems. One of the more popular ones there is 1st Security Bank Of Washington.
There are many banks that do not use chexsystems and there are some that offer second chance checking and make exceptions for those that have been reported to chexsystems.
Try Mutual Bank
Several of the banks in California do not use ChexSystems. San Mateo Credit Union, Golden One Credit Union and San Francisco Federal Credit Union. At some of these banks you will need to qualify to apply. You can check out more details at Chextalk online.
ChexSystems are a company which offer a range of fund checking. It is similar to Experian. Many banks and credit companies use ChexSystems. It stops fraud.
There are many banks that do not use chexsystems and some that will make exceptions. related question for more information http://wiki.answers.com/Q/Are_there_any_banks_that_do_not_use_Telecheck_or_Chexsystems
yes there are, options depend on where you live