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What can I do when someone hit my car and has no insurance and I don't have insurance?
Wiki User
∙ 8y ago
By law, anyone who doesn't carry auto insurance, must have a surety bond (a large sum of money available for this purpose) that has the ability to pay out for any damages.
Unfortunately, not every person is law abiding, hence why we all must carry Uninsured Motorist and Underinsured Motorist coverage.
Your only legal recourse is to take the other party to court and sue them for damages. They may not have the monetary means to pay the damages, but the court can order them to make restitution payments to you, at so much per month, until the damages are paid in full. Of course, it is impossible to get blood out of a turnip, so that may be moot point even trying to recoup your losses by suing someone that you know has no money - if they had money, they would have had insurance ... :-) !!
Wiki User
∙ 15y ago
Wiki User
∙ 8y agoYou are probably out of luck unless you can afford a civil lawsuit. However, to do that you would need a police report and you would face consequences for driving without insurance. You should park your car until you can also afford the insurance to drive legally.
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Can you be liable if someone was driving your car and he hit a pedestrian walking out of a crosswalk?
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.
What happens your car is totaled?
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
What will happen if i hit another car and i dont have any car insurance?
They will sue the owner of the vehicle.
If someone hit your car in a parking lot and filed a police report does their insurance pay?
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
What happens when you get hit by a person without license but the car has insurance?
If you have car insurance ,police will never stop you even if you dont have driving license.
Who is liable if someone else borrowed your car and hit another car and you don't have insurance?
You both are.
What if someone hit you would the lender of your car pay for the damages if you had no insurance?
yes
Who do I contact if someone hit my car?
Your insurance company first, then, the police for a report.
If someone hit your car but you have no insurance can you still put a claim in on their insurance?
That all depends on the details and the rules in your state.
If someone else driving your car gets rear ended by another car does insurance cover your repairs?
Yes. The guy who hit your car pays or his insurance covers it.
Does landlord insurance cover car damages on property?
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
What to do if Car totaled and no collision insurance?
If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.
