First off, you never give a collection agency your banking or credit card info, they will wipe you clean, if you have done this, I would clear up the overdraft with the bank so they won't report you to Chex Systems and close the account and open another account at a new bank.
no
Yes they can. After they have obtained a court judgment. I fell behind on two payments on a court ordered payment plan and the creditor sent a letter asking me to contact them within 10 days. I did not. I am not sure how they were able to do it, but they got a court order placing a hold on my checking account (took all the money that was available) and I am not able to withdrawal any money from the account until such a time that the debt is satisfied. I would advice that you contact them to try and set up some sort of payment plan if and when they do get access to your account.
A business checking account is different from a personal checking account by the minimum amount of desposit. You can read more at www.business.com › Directory › Financial Services › Banking
It's easier to spend the money in a checking account.
A collection account that has not been paid off.
It is an unsecured debt to the bank, (presuming your saying they paid a check you didn't have money for). So yes.
Yes! Creditors can garnish a personal checking account. As long as the creditor has the checking account info they can garnish a checking account.
no
== == A Deragatory record is an account that has had a history of late payments. A collection account is an account that was not paid on time or at all, and was closed by the creditor and sold to a collection agency.
A lot of online stores accept Paypal, you can set up an account using your checking account
IF your loan contract calls for cross-collayteralization of the checking account, YES.
you have to have a checking account added in order to accept payments.
A "debit" is a subtraction and "DDA" means checking account. You should contact your bank directly for information about exactly WHY your account was debited, but here are some possible reasons:- You requested a transfer to another account from your checking account, and a DDA debit form was used to complete the transfer- You are overdrafted on another account or owe the bank money and they have recollected their loss by debiting your checking account- You deposited checks and totaled them wrong on the deposit slip, so the bank has made an adjustment to reflect the correct total- You are being charged for another reason, such as a returned check
They have a list of them here http://www.moolanomy.com/1733/best-high-yield-online-checking-account-rates/
Many online merchants accept paypal payments. Paypal allows you to link your checking account to your paypal account.
== == no they can not do so for a medical bill.
Sounds like Karma to me.....