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What can a creditor do to you that has repoed a car?

Updated: 8/16/2019
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18y ago

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It all depens since it varies from state to state but there are several options and none are pretty from your perspective.

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18y ago
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Q: What can a creditor do to you that has repoed a car?
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Related questions

Can a warranty be issued for if the creditor is trying to repossess?

In some situations, YES. The threat of it is uasually enough to get the car repoed.


If you called the creditor and arranged payment for late car note and he agreed to the arrangements but repoed your car isn't that somehow wrong?

Yes, its SO wrong. Same thing happened to me and the day I was to wire them the funds, they repoed my car. So, I got an attorney, filed bankruptcy and they gave me my car back. Now, they will get 1/2 of what we agreed on. Idiots.


Can you get your wheels back if car was repoed?

No As far as finance company is concerned the car came with wheels, it has wheels on it when repoed. Done deal.


Can they repo your car if you are 59 days past due but called the creditor to tell them the payoff was in the mail?

ANYTIME you are in DEFAULT, you are gambling the lender wont repo before you get the money to them. Its just that simple. I actually worked for 8 years for the company that repoed me. I never took it personnl and I think people appreciated it. Mostly when a veh was repoed it was a mutual understanding. In this case I wouldn't of repoed the car. Always wanted to keep the person in the car. Anyways, that's me and it wasn't my call. People do get a thrill out of it, However, I never really did. :(


My car was repoed can i file bankrupt and get it back?

NO.


What if you are getting your car repoed but you dont have the car?

Then tell the Repossession agents where it is and who has it.


What will happen to you if the repo man comes to get your car while you're traveling out of state?

1)he will take the car you left if that is the car to be repoed. 2)If you are traveling in the car to be repoed he will wait for you to return and repo it after you get back.


If your car is repoed can they charge you to get back you personal belongings?

no


How late can you be before a car is repoed?

3 months


Do repo papers have to be shown when your car is being repoed?

no


If a car is repoed can they repo your new car?

If you aren't paying for that car's payments then yes. The only reason why your car should be repoed it because the payments aren't being made on it. It doesnt matter if your car is from the 1940's or if you brought the car last month, the car can be repoed if you dont pay the payment for 2 or more months (consult dealership for it's repo rules).


What if your cosigner died and your car was repoed can you get it back without paying the price of the car?

NO