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What can be done if an authorized user refuses to pay their portion of the credit card bill?
Wiki User
∙ 17y ago
The account holder is ultimately responsible for all charges on their credit card. There's a possibility that you may be able to sue the authorized user in small claims court, though.
Wiki User
∙ 17y ago
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Will adding an authorized user with bad credit to your credit card effect your credit rating?
NO. IT wILL BE NOTED AS "A" FOR AUTHORIZED USER ON THAT persons credit file. it does does not increase or decrease your credit score. It should boost theirs in you pay the bill on time. JUDE KAGABINES LEXINGTON SC
If you are a authorized user on a credit card and the primary holder is not paying the bill can the authorized user be held responsible?
No. Authorized Users are NOT liable for the debt, only the PRIMARY on the account is liable.
At 17 can you get a credit card with a co signer?
Im 17 and have an Amex platinum, but this is only as an authorized user. SO the bill would still go to your parents. But in short, if your parents can get a cc, then you can become an authorized user.
Will nonpayment by a credit card holder effect credit rating of authorized user on account?
NO. Only the primary and/or joint owners are responsible for paying the owed balance, even if all charges were accrued by an authorized user. They are also the only ones 1) held accountable if the bill is not paid and 2) whos credit rating is affected.
What is the affect of adding your fiance with no credit as an authorized user on credit cards have on my credit score?
Having him as an authorized user on your credit card won't impact your score, however if he uses the card and doesn't pay the bill then your score will be impacted. Being an authorized user is one way to help jump start his credit, but it will impact you if he is responsible for paying the bill and doesn't pay it on time (obviously). Keep in mind that while this will boost his score in the short-run, an actual "credit history" of his own is what lenders are looking for, so eventually he will need to get his own credit. Also, if you co-sign for him on a car in the future this WILL impact your score, as it will show as 100% on your credit and 100% on his credit. And it will also mean that if you want a car loan of your own he may have to sign with you (or someone else), because car lenders will loan 1 car for 1 income and if you already are on a car loan you will need someone else's income to justify 2 car loans.
You have been paying your dads credit card bill after his death because you were an authorized user should you do this?
If the card was not used after the death of the account holder, the AU is not legally responsible for repayment of the debt or any portion thereof.
Will adding an authorized user with bad credit to your credit card effect your credit rating?
NO. IT wILL BE NOTED AS "A" FOR AUTHORIZED USER ON THAT persons credit file. it does does not increase or decrease your credit score. It should boost theirs in you pay the bill on time. JUDE KAGABINES LEXINGTON SC
How can I pay my bill?
Online - Using Debit/Credit Cards At a local MetroPCS Authorized Dealer - Cash, Credit Cards, Debit Cards.
If you are a authorized user on a credit card and the primary holder is not paying the bill can the authorized user be held responsible?
No. Authorized Users are NOT liable for the debt, only the PRIMARY on the account is liable.
At 17 can you get a credit card with a co signer?
Im 17 and have an Amex platinum, but this is only as an authorized user. SO the bill would still go to your parents. But in short, if your parents can get a cc, then you can become an authorized user.
What is charter party bill of lading?
The Charter party is a contract between the merchant and the ship owner. The charter party bill of lading is not accepted by banks unless it is an authorized line of credit.
Will nonpayment by a credit card holder effect credit rating of authorized user on account?
NO. Only the primary and/or joint owners are responsible for paying the owed balance, even if all charges were accrued by an authorized user. They are also the only ones 1) held accountable if the bill is not paid and 2) whos credit rating is affected.
When the governor refuses to sign a bill and sends it back to the general assembly the bill has been?
A bill that the governor (for a state bill) or president (for a US Congressional bill) refuses to sign is said to be VETOED.
If my Mom died would I have to pay her credit card bill if I am an authorized user?
Legally, no, authorized users are not responsible for debt incurred. However, there are lenders/card issuers who may try to convince the consumer that paying the debt is a "moral responsibility."
What steps are necessary to veto a bill?
The President refuses to sign the bill.
Becoming an Authorized User: A Credit Card Option for College Students?
Many college students have no credit, or a limited credit history. Fortunately, there is a way for college students to obtain a credit card and build their credit. For instance, if your parents have good credit, perhaps they can add you to their credit card account as an authorized user. As an authorized user, you can enjoy the ease and flexibility of using a credit card. Read on to learn more about becoming an authorized user, so you can get the credit that you need.Is it easy to become an authorized user?Yes, it is rather simple to become an authorized user on your parents credit card account. However, your parents may not be able to add you to their account if they have a poor payment history with that credit card issuer, or if they are currently over their spending limit on that particular account. Your parents can simply contact the customer service department for that credit card issuer to begin the process. In most instances, you can become an authorized user in a matter of minutes.What information do my parents need in order to add me as an authorized user?Your parents may be required to give the credit card issuer your full legal name, Social Security number, date of birth, drivers license number (or state identification card number), your contact details, and your employment and income information.Am I required to make payments if I am an authorized user?No, authorized users are not legally required to make payments to the credit card issuer. However, your parents may ask you to make payments directly to them whenever you use the card. Be sure to discuss this information with your parents prior to becoming an authorized user on their account.Will my parents payment history affect my credit score?Yes, if you are listed as an authorized user on your parents credit card account, their payment history will appear on your credit reports. So, if your parents make timely payments on their account, this can boost your credit score. However, if your parents default on their credit card account, it can have a negative impact on your credit history.Will I have my own credit card to shop with?Yes, for your convenience, your parents can request the credit card issuer to send them a card in your name. Please note that your parents may establish a spending limit for you on their account.How long can I remain an authorized user on the account?Generally speaking, you are allowed to remain an authorized user on someones account for as long as you like (or until that person removes you from that account).If your parents add you to their credit card account, it is important that you follow their rules and use your credit card wisely. Your parents are legally responsible for paying the credit card bill, so do not take advantage of the situation. And in a matter of time, you may be able to obtain a credit card on your own.
You let someone rent a car by using your credit card you only authorized one week and they took three weeks with out paying the bill what can you do?
Sue them is small claims court.
