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You have been paying your dads credit card bill after his death because you were an authorized user should you do this?
Wiki User
∙ 19y ago
If the card was not used after the death of the account holder, the AU is not legally responsible for repayment of the debt or any portion thereof.
Wiki User
∙ 19y ago
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Should your sister be paying on her credit card balance if her credit card debt has not yet been discharged but her accounts have been closed by the credit grantor?
Your sister should not be paying on the credit card balance. In fact, the credit card company cannot even legally send her statements because she is protected by the automatic stay.
If you close out some of your credit card accounts and continue to pay them off will that increase your credit score?
You should not close a credit card if you are still paying on it. It will bring your credit score down. Close it when you are done paying. I know this because my mom owns her own credit repair/management business and she tells me what to do with my credit cards.
Will adding an authorized user with bad credit to your credit card effect your credit rating?
NO. IT wILL BE NOTED AS "A" FOR AUTHORIZED USER ON THAT persons credit file. it does does not increase or decrease your credit score. It should boost theirs in you pay the bill on time. JUDE KAGABINES LEXINGTON SC
How do you erase credit pulls?
If the credit pulls were not authorized, write a letter to each of the bureaus that are reporting the inquiries, and let them know that they were not authorized. Legally, they should remove this information from your credit report if it is inaccurately reporting. If you did authorize the credit pulls, then this information will likely stay on your credit report for 1-3 years.
What are the community property state credit laws on authorized user on credit card?
an authorized user is someone who has been given consent by the owner of the account to use it and morally should pay for what they purchase but will not be financially responsible to do so even tho the creditor can and probably will report the account to both the owner and the authorized users credit profiles with the credit reporting agencies.
Avoiding paying credit card what should you do?
pay the bill before you get arrested
Does paying off high balance credit card help your credit?
Yes. Amounts owed accounts for about 30% of your credit score. Ideally your utilization rate should be 20% or less. Paying your credit card balance to 20% or less will improve your credit score.
Will paying off a repo car fix your credit?
It won't fix it, but paying off any remaining debt from the vehicle should help your credit rating. Unfortunately, a repossession will linger on your credit report for about 7 years.
Can I Boost credit score with parents credit card as an authorized user?
You need a tradeline . With the tradeline you will be allowed to be an authorized user . A lot of people do this . You can also ask your parents for permission . You just have to be ready to make changes as if your credit deteriorates further , it will affect your parents too . If you can afford to buy a trade line , you can get one and become an authorized user for just a few bucks no strings attached . Perfectcreditsolution is your one stop shop for everything credit repair . They provide 30 day credit repair or your money back. Give them a message today , perfectcreditsolution,us
If you are an authorized user on a credit card and the primary holder dies are you resonsible for the debt?
An authorized user on a credit card can be responsible on an account in which the primary card holder passes. The creditor looks at the situation as the authorized card holder was able to make purchases with the account, and should be held liable, even in the event of the primary's death.
Should you cancel inactive credit cards?
Yep, other wise you might have to continue paying fees and having an unused credit card lowers your credit rating.
Do you need a license to order bike parts?
No. You should not need a license unless you are paying with credit.
