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What else can I help you with?
What insurance covers the driver who is at fault?
Assuming that the at-fault driver maintained it at the time of the collision, his/her auto liability coverage would be triggered.
In Michigan if you are in an accident not at fault and have liability insurance only is the driver at fault responsible for damages to your car?
yes
Why is liability an especially important type of car insurance?
Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.
What kind of protection does auto insurance give?
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
Do you still get paid by the other driver's insurance if he was at fault but you had no insurance?
Yes, but keep in mind that the other insurer may dispute liability (fault) and the extent of damages. Further, the other driver would have to have had liability insurance in order for you to get paid. Depending upon the jurisdiction in which you/he live(s), there may only be a requirement that property damage liability insurance be maintained. Therefore, if you sustained bodily injuries in the collision, the other driver would have been effectively uninsured.
What are the legal implications for a driver involved in a car accident without insurance in Missouri if they are not at fault?
If a driver in Missouri is involved in a car accident without insurance and is not at fault, they may still face legal consequences. Missouri law requires all drivers to carry minimum liability insurance. If an uninsured driver is not at fault in an accident, they may still be held financially responsible for damages. Additionally, they may face fines, license suspension, and other penalties for driving without insurance. It is important for all drivers to carry proper insurance coverage to protect themselves in case of an accident.
If you only have liability insurance will it pay your hospital bill?
No. Liability insurance is only for injuries and damage suffered by others. So if you are injured and it's the other driver's fault, then their liability coverage will pay your medical bills. But if the other driver doesn't have liability insurance, which is illegal nearly everywhere but still pretty common, then you're in trouble. If you're at fault, then your own liability insurance does nothing. You could sue the responsible driver to get the money. Since people who don't have insurance tend not to have a lot of spare money, you will likely end up relying on your own health insurance. You could also buy Uninsured Motorist insurance for bodily injury as part of your car insurance, which pays for your health costs if you get hit by a driver without insurance. Personal Injury Protection insurance can also be bought as part of your car insurance, which pays the health bills of an insured driver, regardless of who is at fault.
Handle the insurance after a hit and run and did not see driver but have licence plate number but only have liability insdurance?
Car insurance in general is not built for you when you are not at fault in an accident. You should complete a police report and and contact an attorney to help sue the at-fault party. If you have just liability you are not paying your insurance company for help in this matter. Liability pays for the damage you cause when you are at-fault in an accident.
If you are injured in a auto accident where the other driver is at fault how does his liability insurance cover you?
Yes, every liability policy has bodily insurance coverage attached to it. Therefore, their insurance should pay any medical bills you may be charged for.
Is tennessee a no fault insurance state?
Tennessee is not a no fault state. When a person has been injured due to a motor vehicle accident will collect payment from the at-fault driver which is called tort liability.
Is it cheaper to buy a cheap car to insure your child on?
Yes, buy a cheap car that you only need to have Liability Insurance on. It is Collision Insurance that will cost you allot. Of course you are taking a chance if the driver wrecks the car and it is the driver's fault. But by only having Liability you save plenty on insurance.
