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CHARGE THEM STORAGE

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Q: What can be done when the lien holder has repossessed your mobile home but has not removed it from your property?
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If a mobile home is not attached to Texas real property and I default on the mobile home what can the mortgage holder do?

Take the mobile home back and sell it.


Can the cabinets be removed before a mobile home is repossessed?

I very much doubt it. -Usually they would be considered an integral part of the home.


When is the foreclosure home a property of the bank?

I have a mobile home on my property that the bank is foreclosing on. The property was not in with the bank loan. They had the locks changed on the mobile home but it has been over two months and they have not came and removed it from my property. What can be done to get them to remove this from my property.


Can you be sued if you let your mobile home be repossessed?

You can be sued by the finance company to recover any money still owed to them after they auction the repossessed mobile home.


What happens if your mobile home is voluntarily repossessed in Texas and it is on property that you own seperately from the mobile home?

"Voluntary repossession" basically means you're telling the lienholder "Come repossess this; I'll make it easy for you." Since the lienholder has no interest in the property, that means they'll come take the mobile home itself (or you could take it to them), but the property itself won't be impacted except to the extent necessary to drive in a couple of tractors to haul away the mobile home.


How do you define a mobile home?

A mobile home is just that "a home which is mobile." The mobiles have wheels, unlike a stick house which is attached to a foundation. Mobile homes can be classified as "real property" if the wheels are removed and the home is placed on a permanent foundation.


Why is a foreclosed mobile home still on the property?

There are many reasons why a foreclosed mobile home might not be immediately removed from its location. Often this is pending a resale. If you do not want a home to remain on your property after losing it to foreclosure, you will have to legally notify the repossessing owner to remove it.


Are mobile homes real property in Texas?

No. Mobile homes are not real property.


How can you take ownership of an abandoned mobile home on your property that the owner refuses to move?

You send him a legal letter demanding the mobile be removed within a reasonable time ( ie a month) or you will seize it as rent owed.


How do you get a title on a repossessed mobile home?

You can in some US states. You have to look up the state you are in.


Are mobile homes personal property?

A mobile home may be a personal property but this is not obligatory.


Should I declare my mobile home as real property or personal property?

The mobile phone should be declared as a personal property and not a real .property. This is because a mobile phone has a small shelf life.