They will probably try to deny coverage on your claim. Did you inform them that your license was suspended? Probably not, I imagine.
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.
It all depends on her insurance cover
No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.
Yes. Plan on it.Answeryes, your driving record can be checked by your insurance company and other companies if you got in a car accident.....
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
no
Insurance companies normally pay out according to who was "at fault" in the accident. A court may decide that breaking a traffic law, (driving while suspended), places you "at fault". If there is substantial money or additional traffic penalties involved you need a good lawyer to sort it out.
Assuming you were the one driving his car, yes his insurance will cover his car. The insurance company may drop his coverage for 'irresponsible behaviour' by allowing another person to drive it AND that person had a suspended license. However, your boyfriend could take you to court for the damages rather than file a claim with his insurance company. Technically, you are responsible for his car and you would lose in court.
For your safety, wait till the suspension of your driving licence gets revoked.If you are already having a car insurance policy,and your car is entangled into an accident during suspension period, you wont get any insurance claim from the insurance policy. You may also be trapped into police interrogation for driving with a suspended licence.
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
you will get a ticket and probably get your license suspended for longer and insurance will probably not cover the accident b/c you were driving with a suspended license but of course this is just one scenario
Drinking and driving is illegal everywhere. No insurance company can provide a policy for illegal activities. Drinking and driving is dangerous, not to mention that if a car accident were to happen, insurance would not cover it.