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Q: What can happen if you don't pay back a payday loan in Washington?
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Can they issue a warrant for fraud if you dont pay back a payday loan?

No. They are breaking the law if they're telling you they can. A judge issues warrants, not a payday lender. Payday loans are civil matters, not criminal. At most, they could sue you in court civilly for defaulting on a loan. Some states have made payday lending illegal. Check with your attorney generals office or financial regulator for more state specific info. Payday lenders love trying to scare the unknowing into paying them. The Fair Debt Collection Practices Act (FDCPA) is a federal law that governs collections. You can find it online.


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What if you dont have all the payday loan money at once?

You may be able to extend the loan, contact the lender. However, you should pay this loan off as soon as you can, payday loans have notoriously high interest rates.


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