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There is a new money saving financial concept never before offered to the public called CDRP or Collision Deductible Reserve Plan. This ingenious plan is so simple yet so powerful in reducing your automobile insurance premiums...and it is done independently of your insurance company. That's right, you're insurance company is not involved. The insurance companies only job is to reduce your premiums once you have safely and without fear...increased your Collision Deductible to $1000. You can then enjoy the same money saving benefits the very wealthy have enjoyed over the years without fear or worry you will not have enough money to cover your deductible when and if you should have to come up with your $1000 Collision Deductible.
Simple really, as a 30 year veteran Auto Insurance Broker I know every trick there is when it comes to auto insurance rates and premiums. One of the best known but least implemented facts about reducing your auto insurance premiums are higher collision deductibles. I know...and so do the insurance companies that the majority of the insurance buying public are FEARFUL of carrying a high $1000 deductible because they think they may not have the money when and if the time arises!
Don't thank your insurance company! You can thank IDA, the company who pioneered and patent pending simple financial move the average auto insurance buyer will certainly want to take advantage of...once they understand how it works.
Your collision deductible can be the costliest part of an auto insurance policy. So lets work on this part to reduce your premiums...today! If you currently carry a $250 or $500 collision deductible, you are probably paying the insurance company too much money. The insurance company knows this. They also know you are probably like the majority of drivers and will not raise your deductible to $1000 simply out of FEAR! So the insurance company makes more profit on you because they are playing on your fears!
You can now safely raise your deductible to $1000 just like the wealthy do. They save money every single time their insurance renews...and now, so can you! Simply visit TheFiveMinuteMove.com and learn how you can save 100's if not 1000's by making one simple 5 minute financial move. By funding your own deductible reserve plan at a modest $25 per month, you could save much more than the $25 a month you are putting into your own secure Wells Fargo Account. Your $25 a month funding plan will be offset by your lower insurance premiums immediately. Additionally once your $1000 deductible is fully funded, you no longer need to make payments into your account because it is "matured" or fully funded. You still continue to reap the rewards of lower insurance premiums year after year!
No problem, once you have begun your CDRP account and you remain in good standing, you could have an accident tomorrow and the company will advance you funds to pay your $1000 deductible interest free! You will obviosly be resposible for paying them back but you do it at a comfortable and interest free amount of $25 per month until repaid! It is truly a win win situation for you.
In my insurance career those that pay the highest premiums in addition to less than stellar driving records are typically multiple car households and those who have young drivers. These situations cause an even more difficult decision making when it comes to higher $1000 deductibles. No more with CDRP because the funding or reserve plan can apply to any auto in the household...which means an even greater savings to the insured. Instead of raising the deductible on just one car they can do so on all cars in the household, creating huge savings for the one paying the premiums!
This one simple move could save you and your family huge amounts of money over your driving lifetime...it is a no brainer, so visit TheFiveMinuteMove.com to take advantage of huge savings today...you can also reach Steve or InsuranceSaver at this site too!
I know Away, contact me in my message board, Its A long answer.
What else can I help you with?
Where can I find the best household insurance?
The best place to look for home owners insurance is through your automobile insurance agencies. This will also result in lower premiums for your automobile insurance. If you do not your automobile agency with your homeowners insurance, you most likely should trust them with your automobile insurance.
Where can you get insurance for automobile racing?
Most insurance companies won't, but Lloyds of London will cover anything, you just need to be able to pay the premiums.
How can I lower the price of my term life insurance premiums?
Term life insurance premiums will rise as you get older. One way to lower your preminms is to reduce your coverage amounts.
It is generally found that premiums for automobile insurance are higher for red cars when compared to cars of other colors Typically to justify these elevated rates the insurance companies will cit?
This is totally untrue. Color has NOTHING to do with your premiums.
Which ways can reduce insurance premiums?
One way is to drive safely. Drivers who hardly get into any vehicular accidents are granted lower premiums.
Is motorcycle insurance different from automobile insurance?
Not really. Premiums are actually set just like regular car insurance based on driving record, year, make and model of the bike.
In the United States does a man generally pay a higher rate of auto insurance premiums than a woman?
Currently it is said that men have higher automobile insurance rates than women. This could soon change, however, as women's automobile insurance rates are on the rise.
Which expenses increases with higher collision rates health insurance or automobile insurance?
Higher collision rates primarily lead to increased automobile insurance expenses, as insurers must cover the costs associated with accidents, repairs, and claims. While health insurance costs can also rise due to injuries from collisions, the direct correlation is stronger with automobile insurance. Insurers adjust premiums based on the frequency and severity of claims, making automobile insurance more susceptible to fluctuations in collision rates.
Is insurance premiums for fire insurance an example of variable cost?
is insurance premiums for fire insurance an example of variable cost?
How can you lower your cost of auto insurance?
There are many ways to lower your auto insurance premiums depending on your lifestyle and your driving record. For starters, it is always important to review your policy renewal for accuracy. Insurance providers will rate your premiums based on your annual mileage, whether or not you commute, the safety features of your vehicle, the zip code where your vehicle is parked, anti-theft devices, and more. If any of these areas are inaccurate, you could significantly reduce your premiums. If all of your information is up to date and your premiums are still high, you will need to review your coverage to lower your premiums. While it is never recommended to reduce liability coverages unless you cannot afford to keep your auto insurance, this is an option and is better than driving without insurance all together. You can also review your comprehensive and collision deductibles. If they are low, you can reduce your premiums by raising your deductibles.
What type of insurance is offered at NJ CURE?
CURE is a company that sells automobile insurance in Pennsylvania and New Jersey. They sell policies that cover collision and comprehensive coverage. Premiums are based on the coverage desired.
Insure Your Young Drivers in Detroit?
Many variables factor into the cost of automobile insurance, but one of the variables that quickly drives up the price of car insurance premiums is a driver's age. Young drivers in Detroit who are under the age of 25 face the highest car insurance premiums because of their age and lack of experience. However, there are several ways to reduce the cost of automobile insurance for young drivers. Follow these tips to insure your young drivers in Detroit for the best possible rates.Coverage and DeductiblesThe quickest and easiest way to reduce car insurance premiums when insuring a young driver is to set the deductibles for collision and comprehensive coverage to $1,000 or more. Raising the deductibles will lower the premiums. Another fast way to reduce the cost of insuring a young adult is to completely drop the collision and comprehensive coverage if the young driver is driving an older model vehicle. However, young drivers should never cut liability coverage.Safe CarOne important variable that car insurance companies use to determine a young driver's premiums is the safety of the car. A car that has safety features like air bags reduces the cost of car insurance and reduce's the insurance company's costs for injuries.Good Student DiscountMost automobile insurance companies offer discounts to young drivers who attend high school or college full time. Students who earn grade point averages of 3.0 or better can earn discounts of up to about 10 percent off of their car insurance premiums.Multi-Policy DiscountsMany car insurance companies offer discounts when a household uses one company for all of their insurance needs. By lumping together car insurance policies and even home insurance, renter's insurance and health insurance policies, drivers can save a lot on their insurance premiums.Safe Driving CourseYoung drivers should ask about discounts that may be offered for safe driving programs. Automobile insurance companies may offer discounts to young drivers in Detroit who attend defensive driving courses, watch instructional DVDs, read driver safety books or who take special safe driving tests.
