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A subpoena has to be handed to the person directly involved and to no other person. They don't know their law well or they are trying to scare you! Did you ever think to ask who they handed this subpoena to? However, when you take out a loan, use a credit card then you should be responsible and they want their money, so they can use that court order to freeze your bank account. It's best to meet up with your debtor and come to some agreement. You want to keep your credit rating shiny and they just want their money, so they would be willing to come to some compromise. Marcy

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Q: What can you do if a collection agency obtains a court order to place a hold on your bank account without your knowledge they claim a subpoena was sent to an address no longer lived at?
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Yes. Finding a judgment from a past due collection account on the public record portion of your credit report is quite common. You would need to research your state's law and the state the CA was operating in to determine the requirements for notification. Many states only require the CA to attempt notification, such as sending a letter to your last known address.


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