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What can you do if someone gives me a check and then put's a stop payment on it?
Wiki User
∙ 13y ago
You can do either of the below things:
- Contact the person who gave you the check and ask them to re-issue a fresh check
- If they refuse to re-issue a check and they owe you money, you can file a legal complaint against them for fraud or non-repayment of money with the law enforcement authorities (cops)
Wiki User
∙ 13y ago
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What does a down payment really mean, and how does it work?
A down payment is a portion of a home's selling price which must be paid up-front, in cash, separate from the amount you'll be receiving as a down payment loan. The down payment can be almost any amount, although typically they range between 5%-20% of the home's total value. The purpose of a down payment is primarily to provide security to the seller and to the lender. If someone puts down a substantial amount of money up-front, they're less likely to default on the loan - which is costly for everyone involved. Also, the down payment demonstrates a basic ability to pay, reassuring the seller. For more information and to learn more about down payment loans and solutions, please contact Home Savings Fund today.
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The person who placed the stop payment on the check is responsible for any fees associated with stopping the payment. The check recipient might also have to pay fees if they try to cash or deposit the stopped check. Ultimately, the responsibility for resolving any issues related to the stopped check lies with the account holder who placed the stop payment.
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It Depends. a. If the person to whom you gave the check puts it into his account the same day, it will come to your bank account for payment the next day or worst case the day after that. So you will have at max 2 days b. If the person puts it into his account the next day or the day after that day it will come for payment to your bank after 2 days. So you will have 2 or max 3 days to get money into your account.
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